Cook County property record for 15016 Harding Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,010 sqft · built 1954 |
| Lot Size | 0.155 acres (6,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Apr 2013) |
| Tax Bill | $3,418 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-11-324-015 |
| Primary APN | 28-11-324-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,760 sqft (0.155 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 15016 HARDING AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FIRST) ADD TO (BREMEN) (CAMPUS) SUB IN SW SEC 11-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 11 |
| Legal Subdivision | FIRST ADD TO BREMEN CAMPUS |
| Legal Lot Number | 19 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 824702 |
15016 Harding Ave is owned and occupied by an individual who bought it in April 2013.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15016 HARDING AVE, MIDLOTHIAN, IL 60445-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 28, 2019 | Deed of Trust, Mortgage · Line of Credit OLD PLANK TRL CMNTY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2013 · Amount on File |
| Deed Sale | Apr 29, 2013 · Amount on File |
| Prior Sale | May 31, 1995 · Amount on File |
| Deed Document Number | 201347039 |
| Prior Transfer Date | Mar 26, 2013 |
| Prior Transfer Doc | 0000047039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 15016 HARDING AVE, MIDLOTHIAN, IL 60445-3435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15016 HARDING AVE, MIDLOTHIAN, IL 60445-3435 |
| Document Number | 0000818063 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2600818063 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 15016 HARDING AVE, MIDLOTHIAN, IL 60445-3435 |
| Document Number | 1933134011 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15016 HARDING AVE MIDLOTHIAN IL 604453435, MIDLOTHIAN, IL 60445-3435 |
| Document Number | 1933134011 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 33134011 |
| Name | OLD PLANK TRL CMNTY BK NA |
|---|---|
| Type | Bank |
| Address | MOKENA, IL 60448 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,000 Land $2,366 Building $12,634 | $150,000 Land $23,660 Building $126,340 | |
| 2023 | $3,418.00 (+33.15%) | ||
| 2022 | $2,567.00 Homeowner's exemption Senior Citizen's exemption | $11,621 Land $2,028 Building $9,593 | $116,210 Land $20,280 Building $95,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15016 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15016 Harding Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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