Effingham County property record for 15016 E 1800th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,254 sqft · built 1956 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Nov 2018) |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-034-024 |
| Primary APN | 03-27-034-024 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,254 sqft Base Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,254 sqft |
| Unfinished Basement | 1,254 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 84 sqft |
| Street Address | 15016 E 1800TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW CORNER W 1/2 SW 3427/19 2167/185 299/503 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 950100 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15016 E 1800TH AVE, EFFINGHAM, IL 62401-6991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NEIGHBORHOOD BANK |
| Nov 8, 2018 | Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Deed Document Number | 20181804673 |
| Deed Book / Page | 3427 / 19 |
| Prior Transfer Date | Nov 7, 2018 |
| Prior Transfer Doc | 003427/019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15016 E 1800TH AVE, EFFINGHAM, IL 62401-6991 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202626000959 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 202626000959 |
| Name | FIRST NEIGHBORHOOD BANK |
|---|---|
| Type | Bank |
| Address | 1415 18TH ST, CHARLESTON, IL 61920 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 3-Year CMT |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 8, 2018 |
| Property Address | 15016 E 1800TH AVE, EFFINGHAM, IL 62401-6991 |
| Document Number | 003427/019 |
| Book / Page | 3427 / 019 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 201801804673 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15016 E 1800TH AVE, EFFINGHAM, IL 62401-6991 |
| Document Number | 201801804674 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 201801804674 |
| Name | FIRST NEIGHBOR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 (-2.84%) Homeowner's exemption Senior Citizen's exemption | $53,750 (+10.01%) Land $3,180 Building $50,570 | $161,250 (+10.01%) Land $9,540 Building $151,710 |
| 2024 | $1,336.00 (-34.28%) | $48,860 (+19.9%) Land $2,890 Building $45,970 | $146,580 (+19.9%) Land $8,670 Building $137,910 |
| 2022 | $2,033.00 Homeowner's exemption Senior Citizen's exemption | $40,750 Land $2,410 Building $38,340 | $122,250 Land $7,230 Building $115,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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