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15012 Caruthers Rd, Dover, FL 33527 Property Records

Hillsborough County property record for 15012 Caruthers Rd, Dover, FL 33527 · Last verified April 2026

Property Summary

Property TypePasture
Details5 bd · 4 ba · 4,300 sqft · built 1963
Lot Size9.78 acres (426,355 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Oct 2013)
Tax Bill$3,486 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2017 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN084965-0000

Property Details

APN / Parcel Number

Primary APN084965-0000
Alternative APN
  • U102921ZZZ000003980500

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,300 sqft Gross Area
1st Floor Area2,415 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2006
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area426,355 sqft (9.78 acres)
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchScreened Porch
Porch Area1,005 sqft
Patio Area80 sqft
Stable1,365 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0849650000
Street Address15012 CARUTHERS RD
CityDOVER
StateFL
Zip33527-5434
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionW 1/4 OF SW 1/4 OF NW 1/4 LESS S 25 FT FOR RD
Legal Range21E
Legal Township29S
Legal Section10
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block3
Legal Lot Number98050
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPLANT CITY
Census Block Group2
Census Block2002
Census Tract12402

Owner

Source: Hillsborough County records · APN 084965-0000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15012 CARUTHERS RD, DOVER, FL 33527-5434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Feb 07, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jan 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2013 · Amount on Record
Deed SaleOct 24, 2013 · Amount on Record
Prior SaleDec 16, 2005 · Amount on Record
Deed Document Number2013405778
Deed Book / Page22223 / 293
Prior Transfer DateNov 12, 2003
Prior Transfer Doc0133410596
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address15012 CARUTHERS RD, DOVER, FL 33527-5434
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address15012 CARUTHERS RD, DOVER, FL 33527-5434

Mortgage

Document Number2021227032
DateMay 06, 2021
Instrument2021227032
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address15012 CARUTHERS RD, DOVER, FL 33527-5434
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0247151844
DateFeb 07, 2017
Book Page24715/1844
Instrument2017049264
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address15012 CARUTHERS RD, DOVER, FL 33527-5434
Document Number0264451984
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedApr 02, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15012 CARUTHERS RD DOVER FL 335275434, DOVER, FL 33527-5434

Mortgage

Document Number0264451984
DateMar 07, 2019
Book Page026445/001984
Instrument96266
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 06, 2039

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,486.00 (+9.73%) Homeowner's exemption$246,634 (+5.93%)$691,391 (+10.54%) Land $18,285 Building $673,106
2024$3,177.00 (+5.02%)
2023$3,025.00 (+6.21%) Homeowner's exemption$232,834 (+2.8%) Land $15,765 Building $217,069$625,476 (+7.61%) Land $263,424 Building $362,052
2022$2,848.00 Homeowner's exemption$226,492$581,240 Land $14,317 Building $566,923

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570124022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims11 (2015–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 8 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 372 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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