Charlotte County property record for 1501 Umber Ct, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,330 sqft · built 2020 |
| Lot Size | 0.234 acres (10,232 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Dec 2023) |
| Tax Bill | $5,336 (2025) |
| Deeds & Mortgages | Dec 2023 Sale Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-08-461-004 |
| Primary APN | 40-23-08-461-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 3,152 sqft |
| Flooring | Covered |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,232 sqft (0.234 acres) |
| Driveway | Driveway |
| Driveway Area | 1,040 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 232 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004612268 |
|---|---|
| Old Parcel Number | 00952623272954 |
| Street Address | 1501 UMBER CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 023 0706 0020 PUNTA GORDA ISLES SEC23 BLK706 LT20 834/2015 1118/310 2419/1181 2939/1134 4592/1841 468 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 706 |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20101 |
1501 Umber Ct is owned and occupied by an individual who bought it in December 2023.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1501 UMBER CT, PUNTA GORDA, FL 33983-6002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Dec 30, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on File |
| Deed Sale | Dec 1, 2023 · Amount on File |
| Prior Sale | Dec 30, 2020 · Amount on File |
| Deed Document Number | 3344320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 1, 2023 |
| Property Address | 1501 UMBER CT, PUNTA GORDA, FL 33983-6002 |
| Document Number | 0003344320 |
| Map Reference | MB 12 PG 2A-2Z41 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 3344320 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 UMBER CT, PUNTA GORDA, FL 33983-6002 |
| Name | Verified Name |
|---|---|
| Address | 1501 UMBER CT, PUNTA GORDA, FL 33983-6002 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 30, 2020 |
| Property Address | 1501 UMBER CT, PUNTA GORDA, FL 33983-6002 |
| Document Number | 0046841564 |
| Book / Page | 4684 / 1564 |
| Map Reference | MB 12 PG 2-A-2-Z-41 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2887754 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1501 UMBER CT, PUNTA GORDA, FL 33983-6002 |
| Document Number | 0046841565 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 4684/1565 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1501 Umber Ct was $5,336 with exemptions applied.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,336.00 Homeowner's exemption Disabled Person's exemption | $418,798 | $450,343 Land $45,000 Building $405,343 |
| 2023 | $4,497.00 (+17.88%) Homeowner's exemption | $269,574 (+14.65%) | $354,447 (+15.84%) Land $38,000 Building $316,447 |
| 2022 | $3,815.00 Homeowner's exemption | $235,136 | $305,980 Land $27,200 Building $278,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1501 Umber Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1501 Umber Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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