1501 Thumb Point Dr, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 1501 Thumb Point Dr, Fort Pierce, FL 34949

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,520 sqft · built 1957
Lot Size	0.28 acres (12,174 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Mar 2021)
Tax Bill	$11,243 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`2401-605-0049-000-9`

Property Details

APN / Parcel Number

Primary APN	`2401-605-0049-000-9`
Alternative APN	`15230`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	4,119 sqft
1st Floor Area	1,520 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	12,174 sqft (0.28 acres)
Lot Dimensions	119 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	263 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	2,098 sqft
Porch	Screened Aluminum Porch
Deck Area	Deck Area
Patio Area	2,094 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	15230
Street Address	1501 THUMB POINT DR
City	FORT PIERCE
State	FL
Zip	34949-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF INTERME
Legal Description	THUMB POINT BLK 2 LOT 9
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	THUMB POINT SUBDIVISION
Legal Block	2
Legal Lot Number	9
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	4
Census Block	4020
Census Tract	381300

Owner

1501 Thumb Point Dr is owned and occupied by an individual who bought it in March 2021.

Source: St. Lucie County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1501 THUMB POINT DR, FORT PIERCE, FL 34949-3568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK
Mar 25, 2021	Warranty Deed, Transfer LIBERTY TITLE COMPANY/AMERICA INC, LIBERTY TTL CO OF AMERICA IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Mar 21, 2005 · Amount on File
Deed Document Number	20214837891
Deed Book / Page	4578 / 2800
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0029371989
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	1501 THUMB POINT DR, FORT PIERCE, FL 34949-3568
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 THUMB POINT DR, FORT PIERCE, FL 34949-3568

Mortgage

Document Number	0050251051
Date	Aug 2, 2023
Book Page	5025/1051
Instrument	5225149

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 25, 2021
Property Address	1501 THUMB POINT DR, FORT PIERCE, FL 34949-3568
Document Number	0045782800
Book / Page	4578 / 2800
Map Reference	MB 10 PG 79
Instrument Date	Mar 23, 2021
Instrument	4837891
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LIBERTY TITLE COMPANY/AMERICA INC, LIBERTY TTL CO OF AMERICA IN

Transaction

Amount	Amount on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 THUMB POINT DR, 1651, FORT PIERCE, FL 34949-3570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 HEMANDEZ STREET #A # A, A, FORT PIERCE, FL 34949

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$459,600 Land $317,500 Building $142,100	$459,600 Land $317,500 Building $142,100
2024	$11,243.00 (-4.66%)
2023	$11,793.00 (+12.04%)	$514,100 (+20.94%) Land $368,100 Building $146,000	$514,100 (+20.94%) Land $368,100 Building $146,000
2022	$10,526.00	$425,100 Land $294,700 Building $130,400	$425,100 Land $294,700 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1501 Thumb Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	316 units insured incl. 160 condo units
Nearby Flood Claims	387 (1979–2024)
Claims Outside the SFHA	23 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Frances, Sep 2004 · 330 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1501 Thumb Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FPUAnet Communications, Hotwire Communications.

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