1501 Tera Ct, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1501 Tera Ct, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,655 sqft · built 2019
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Jul 2026)
Tax Bill$11,768 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034-771-01

Property Details

APN / Parcel Number

Primary APN034-771-01
Alternative APN
  • 034-771-01-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,655 sqft Living Area
Gross Area1,900 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Construction TypeWood
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area245 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1501 TERA CT
CityCAPITOLA
StateCA
Zip95010-2566
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionTRACT NO 1596 TERA COMMONS
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2001
Census Tract121702

Owner

Source: Santa Cruz County records · APN 034-771-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1501 TERA CT, CAPITOLA, CA 95010-2566
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Prior SaleJul 29, 2019 · Amount on Record
Deed Document Number202615675
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 10, 2026
Property Address1501 TERA CT, CAPITOLA, CA 95010-2566
Document Number0000015675
Instrument DateJul 06, 2026
Instrument202615675
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$122,210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1501 TERA CT, CAPITOLA, CA 95010-2566

Mortgage

Document Number0000015676,
DateJul 10, 2026
Instrument202615676
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$947,076 (+2%) Land $595,687 Building $351,389
2025$11,768.00 (+9.12%)$928,506 (+4.04%) Land $584,007 Building $344,499
2023$10,784.00 (+2.29%)$892,450 Land $561,329 Building $331,121$1,140,300
2022$10,543.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 892 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity, AT&T, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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