1501 River Rd, Apt 102, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1501 River Rd, Apt 102, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Details	1 ba · 1,095 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$162,000 (Aug 2021)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-980-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-980-0005-000`

Interior

Full Baths	1 Bath
Units	15 Units
Building Area	1,095 sqft Living Area
1st Floor Area	1,095 sqft
Basement Area	1,095 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Width	1 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1501 RIVER RD, 102
City	SAINT CLAIR
State	MI
Zip	48079-3539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	APT 5 LAMP LIGHTER ST CLAIR CO CONDOMINIUM PLAN #14 RECORDED L1075 P235 TO 262
Legal Subdivision	ST CLAIR COUNTY CONDO SUB PLAN 14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2003
Census Tract	640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 RIVER RD, 102, SAINT CLAIR, MI 48079-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	202123650
Deed Book / Page	5409 / 538
Prior Transfer Date	Jun 28, 2016
Prior Transfer Doc	004723/961
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 17, 2021
Property Address	1501 RIVER RD APT 102, 102, SAINT CLAIR, MI 48079-3539
Document Number	5409538
Book / Page	5409 / 538
Instrument Date	Jul 29, 2021
Instrument	2021023650
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 RIVER RD APT 102, 1501, SAINT CLAIR, MI 48079-3539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RIVER RD APT 102, 102, SAINT CLAIR, MI 48079-3539

Mortgage

Document Number	2021023651
Date	Aug 17, 2021
Instrument	2021023651

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 11, 2019
Property Address	1501 RIVER RD APT 102, 102, SAINT CLAIR, MI 48079-3539
Document Number	0005023500
Book / Page	5023 / 500
Map Reference	LB 1075 PG 235-262
Instrument Date	Dec 24, 2018
Instrument	2019000753
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,444.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 RIVER RD APT 102, 1501, SAINT CLAIR, MI 48079-3539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 ST S, ST CLAIR, MI 48079

Mortgage

Document Number	2019000754
Date	Jan 11, 2019
Instrument	2019000754

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 (-5.36%)	$176,600 (-5.36%)
2025	$1,878.00 (+3.07%) Homeowner's exemption	$93,300 (+17.95%)
2024	$1,822.00 (+6.18%)		$186,600 (+17.95%)
2023		$79,100
2022	$1,716.00		$158,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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