1501 Ridgeway Dr, Sherman, TX 75092 Property Records

Grayson County property record for 1501 Ridgeway Dr, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,925 sqft · built 1964
Lot Size	0.239 acres (10,389 sqft)
Owner	2 Individual Names on File
Last Sale	$231,600 (Jun 2020)
Tax Bill	$1,823 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S025 2261016`

Property Details

APN / Parcel Number

Primary APN	`S025 2261016`
Alternative APN	`158295`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,389 sqft (0.239 acres)
Lot Dimensions	124 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	233 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1501 RIDGEWAY DR
City	SHERMAN
State	TX
Zip	75092-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS ADDN SEC 3, BLOCK 4, LOT 1, ACRES .2385
Legal Subdivision	WESTERN HILLS ADDN SEC 3
Legal Block	4
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	6
Census Block	6017
Census Tract	1200

Owner

1501 Ridgeway Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Grayson County records, as of August 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1501 RIDGEWAY DR, SHERMAN, TX 75092-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Jun 8, 2020	Warranty Deed, Transfer CALIBER HM LOANS
May 2, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202013668
Last Transfer Date	Jul 16, 2025
Transfer Doc	0000018054
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1501 RIDGEWAY DR, SHERMAN, TX 75092-3211
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023859
Date	Jul 13, 2022
Instrument	2022-23859

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 8, 2020
Property Address	1501 RIDGEWAY DR, SHERMAN, TX 75092-3211
Document Number	0000013668
Instrument Date	Jun 8, 2020
Instrument	13668
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	RED RIV TITLE COMPANY, RED RIV TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1501 RIDGEWAY DR SHERMAN TX 750923211, SHERMAN, TX 75092-3211

Mortgage

Document Number	13669
Date	Jun 8, 2020
Instrument	13669

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 2, 2017
Property Address	1501 RIDGEWAY DR, SHERMAN, TX 75092-3211
Document Number	0000009254
Book / Page	005992 / 000144
Instrument Date	Apr 28, 2017
Instrument	9254
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	CHAPIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1501 RIDGEWAY DR SHERMAN TX 750923211, SHERMAN, TX 75092-3211

Mortgage

Document Number	9255
Date	May 2, 2017
Book Page	005992/000149
Instrument	9255

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,522	$317,761 Land $72,009 Building $245,752
2024	$1,823.00
2023		$331,147 Land $58,293 Building $272,854	$331,147 Land $58,293 Building $272,854
2022	$3,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1501 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Nextlink, TekWav.

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