Wayne County property record for 1501 N Lafayette St, Dearborn, MI 48128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1949 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2026) |
| Tax Bill | $5,970 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-172-19-015 |
| Primary APN | 82-09-172-19-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 809 sqft |
| Basement Area | 809 sqft |
| Unfinished Basement | 809 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1501 N LAFAYETTE ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48128-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 199 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CUMMINGS PARK ANNEX SUB |
| Legal Subdivision | CUMMINGS PARK ANNEX |
| Legal Lot Number | 199 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 574700 |
1501 N Lafayette St is owned and occupied by two individuals who bought it in January 2026.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1501 N LAFAYETTE ST, DEARBORN, MI 48128-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOMENTUM FINANCIAL SERVICES LLC |
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on File |
| Deed Sale | Jan 2, 2026 · Amount on File |
| Prior Sale | Aug 11, 2023 · Amount on File |
| Deed Document Number | 202620871 |
| Deed Book / Page | 59992 / 415 |
| Prior Transfer Date | Sep 8, 2024 |
| Prior Transfer Doc | 0590710657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 2, 2026 |
| Property Address | 1501 N LAFAYETTE ST, DEARBORN, MI 48128-1143 |
| Document Number | 0599920415 |
| Book / Page | 59992 / 415 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026020871 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | PARAMOUNT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 N LAFAYETTE ST, DEARBORN, MI 48128-1143 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1501 N LAFAYETTE ST, DEARBORN, MI 48128-1143 |
| Document Number | 0005997999 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 59979/99 |
| Name | MOMENTUM FINANCIAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Number | 0599790099 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 59979/99 |
| Instrument | 2026015444 |
| Name | MOMENTUM FINANCIAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DEARBORN HEIGHTS, MI 48127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Aug 11, 2023 |
| Property Address | 1501 N LAFAYETTE ST, DEARBORN, MI 48128-1143 |
| Document Number | 0583991402 |
| Book / Page | 58399 / 1402 |
| Map Reference | LB 56 PG 8 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023219722 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | NVR TITLE, V1 TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22331 WILSON AVE, DEARBORN, MI 48128-1844 |
| Name | Verified Name |
|---|---|
| Address | 1501 N LAFAYETTE ST, WESTLAND, MI 48185 |
| Document Number | 0583991382 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 58399/1382 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Aug 14, 2017 |
| Property Address | 1501 N LAFAYETTE ST, DEARBORN, MI 48128-1143 |
| Document Number | 0538851032 |
| Book / Page | 53885 / 1032 |
| Map Reference | LB56 PG8 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2017276146 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 N LAFAYETTE ST, 1501, DEARBORN, MI 48128-1143 |
| Name | Verified Name |
|---|---|
| Address | 22331 WILSON AVE, DEARBORN, MI 48128-1844 |
| Document Number | 2017276147 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2017276147 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
The 2025 property tax bill for 1501 N Lafayette St was $5,970 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,100 (+19.71%) | $278,200 (+19.71%) | |
| 2025 | $5,970.00 Homeowner's exemption | $116,200 | $232,400 |
| 2023 | $4,867.00 | $94,300 (+7.4%) | $188,600 (+7.4%) |
| 2022 | $87,800 | $175,600 | |
| 2019 | $4,923.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1501 N Lafayette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1501 N Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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