1501 Jay St, Midland, MI 48642 Property Records

Midland County property record for 1501 Jay St, Midland, MI 48642

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 920 sqft · built 1958
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Dec 2023)
Tax Bill$2,195 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-13-40-064

Property Details

APN / Parcel Number

Primary APN14-13-40-064

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area920 sqft Living Area
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions130 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1501 JAY ST
CityMIDLAND
StateMI
Zip48642-5831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-3
Legal DescriptionLOT 213 ADAMS ACRES SUB NO 1
Legal SubdivisionADAMS ACRES SUB
Legal Lot Number213
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1000
Census Tract290700

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1501 JAY ST, MIDLAND, MI 48642-5831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
1ST STATE BANK
Dec 13, 2023Warranty Deed, Transfer · Conventional Mortgage
1ST STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2023 · Amount on Record
Deed SaleDec 13, 2023 · Amount on Record
Deed Book / Page1669 / 504
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1501 JAY ST, MIDLAND, MI 48642-5831
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1501 JAY ST, MIDLAND, MI 48642-5831

Mortgage

Document Number001670/318
DateFeb 1, 2024
Book Page1670/318
Lender
Name1ST STATE BANK
TypeBank
AddressSAGINAW, MI 48605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2054

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateDec 13, 2023
Property Address1501 JAY ST, MIDLAND, MI 48642-5831
Document Number001669/504
Book / Page1669 / 504
Map ReferenceLB D PG 25
Instrument DateDec 11, 2023
Transaction TypeTransfer
Record UpdatedJan 2, 2024
Title CompanyCBP TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 JAY ST, MIDLAND, MI 48642-5831

Transferred To (Grantee/Buyer)

NameVerified Name
Address1501 JAY ST, MIDLAND, MI 48642-5831

Mortgage

Document Number0001669505
DateDec 13, 2023
Instrument1669/505
Lender
Name1ST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

Mortgage

Document Number001669/506
DateDec 13, 2023
Book Page1669/506
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,100 (+53.38%)$136,200 (+53.38%)
2025$2,195.00 (+72.43%)
2023$44,400$88,800
2022$1,273.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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