Codington County property record for 1501 Harmony Ln, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1992 |
| Lot Size | 0.213 acres (9,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Aug 2017) |
| Tax Bill | $2,987 (2026) |
| Deeds & Mortgages | Aug 2014 Line of Credit Aug 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011817 |
| Primary APN | 011817 |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 9,280 sqft (0.213 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Street Address | 1501 HARMONY LN |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-1281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 LESS N15' BLK 6 SUTTOR'S PLATEAU 2ND ADD |
| Legal Subdivision | PLATEAU 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 954302 |
Source: Codington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1501 HARMONY LN, WATERTOWN, SD 57201-1281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2014 | Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK |
| Aug 13, 2012 | Deed of Trust, Mortgage FIRST PREMIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1501 HARMONY LN, WATERTOWN, SD 57201-1281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00988/4058 |
|---|---|
| Date | Aug 8, 2014 |
| Book Page | 988/4058 |
| Instrument | 201403279 |
| Name | FIRST PREMIER BANK |
|---|---|
| Address | SIOUX FALLS, SD 57101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1501 HARMONY LN, WATERTOWN, SD 57201-1281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00986/9910 |
|---|---|
| Date | Aug 13, 2012 |
| Book Page | 986/9910 |
| Instrument | 201204108 |
| Name | FIRST PREMIER BANK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2042 |
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,987.00 (+0.03%) Homeowner's exemption | $280,033 (-) Land $47,159 Building $232,874 |
| 2025 | $2,986.00 (+9.58%) Homeowner's exemption | $280,033 (+13.77%) Land $47,159 Building $232,874 |
| 2024 | $2,725.00 (+0.11%) | |
| 2023 | $246,150 Land $40,830 Building $205,320 | |
| 2022 | $2,722.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CLARK RURAL WATER SYSTEM |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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