1501 Garner Rd, Denton, NC 27239 Property Records

Davidson County property record for 1501 Garner Rd, Denton, NC 27239

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,044 sqft · built 2020
Lot Size	13.6 acres (592,416 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 2019)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-032-B-000-0011`

Property Details

APN / Parcel Number

Primary APN	`07-032-B-000-0011`
Alternative APN	`9243576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,044 sqft Total Area
1st Floor Area	2,110 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	592,416 sqft (13.6 acres)
Lot Dimensions	350 ft deep x 656 ft wide
Garage Type	Mixed
Garage Area	2,650 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	250 sqft
Storage Building	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	9243576
Street Address	1501 GARNER RD
City	DENTON
State	NC
Zip	27239-8681
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA1
Legal Description	P=4-89 L11-36&39-64&76 BK2378-2249&2378-2253
Legal Subdivision	N L ELLIS PROPERTY
Jurisdiction	DAVIDSON NC
Township / Civil Division	EMMONS
Census Block Group	2
Census Block	2035
Census Tract	62001

Owner

1501 Garner Rd, a rural home, is owned by two individuals who bought it in October 2019.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 FULLER MILL RD N, THOMASVILLE, NC 27360-8300
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
Sep 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
May 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Oct 17, 2019	Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK
Oct 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	201921644
Deed Book / Page	2378 / 2234
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1501 GARNER RD, DENTON, NC 27239-8681
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 GARNER RD, DENTON, NC 27239-8681

Mortgage

Document Number	0025971372
Date	May 1, 2023
Book Page	2597/1372
Instrument	2023007306

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	THOMASVILLE, NC 27360

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1501 GARNER RD, DENTON, NC 27239-8681
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025770350
Date	Nov 21, 2022
Book Page	2577/350
Instrument	2022025505

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	5-Year TN
Max Rate	10.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1501 GARNER RD, DENTON, NC 27239-8681
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 GARNER RD, DENTON, NC 27239-8681

Mortgage

Document Number	0024300650
Date	Sep 21, 2020
Book Page	2430/650
Instrument	2020000020412

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	THOMASVILLE, NC 27360

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1501 GARNER RD, DENTON, NC 27239-8681
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 GARNER RD, DENTON, NC 27239-8681

Mortgage

Document Number	0024770999
Date	May 17, 2021
Book Page	2477/999
Instrument	2021000012137

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	THOMASVILLE, NC 27360

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Oct 17, 2019
Property Address	1501 GARNER RD, DENTON, NC 27239-8681
Document Number	0023782234
Book / Page	2378 / 2234
Map Reference	MB 4 PG 89
Instrument Date	Oct 17, 2019
Instrument	2019000021644
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 WILLOWBROOK DR, 210, THOMASVILLE, NC 27360-6133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 FULLER MILL RD N, THOMASVILLE, NC 27360-8300
Investor	Possibly a Property Investor

Mortgage

Document Number	2019000021645
Date	Oct 17, 2019
Instrument	2019000021645

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIDSON NC
Recording Date	Oct 17, 2019
Property Address	1501 GARNER RD, DENTON, NC 27239-8681
Document Number	0023782249
Book / Page	002378 / 002249
Instrument Date	Oct 17, 2019
Instrument	21646
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 FULLER MILL RD N THOMASVILLE NC 273608300, THOMASVILLE, NC 27360-8300

Tax Assessment & Valuation

The 2025 property tax bill for 1501 Garner Rd was $3,075.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,870 (-)	$487,870 (-) Land $102,200 Building $385,670
2025	$3,075.00	$487,870	$487,870 Land $102,200 Building $385,670
2023	$3,122.00	$487,870	$487,870 Land $102,200 Building $385,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1501 Garner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 Garner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANDY SANITARY DISTRICT serves 9,548 people · EPA ID NC0229035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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