1501 Elm St, Eldorado, IL 62930 Property Records

Saline County property record for 1501 Elm St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$1,379 (2024)
Deeds & Mortgages	Jan 2020 Construction Loan May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-2-137-04`

Property Details

APN / Parcel Number

Primary APN	`04-2-137-04`

Location & Zoning

Street Address	1501 ELM ST
City	ELDORADO
State	IL
Zip	62930-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L003,B002 GRAMS ADDITION N PT LOTS 3 & 4 1288/345 9/98 W/D 06-21-187-004-0040
Legal Subdivision	GRAMS ADDITION
Legal Lot Number	3,4
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3045
Census Tract	955500

Owner

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1505 ELM ST, ELDORADO, IL 62930-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN BANK
May 30, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0001288345
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	1501 ELM ST, ELDORADO, IL 62930-1618
Transaction Type	Mortgage
Record Updated	Feb 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2184/0241
Date	Jan 8, 2020
Book Page	2184/0241
Instrument	272799

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	69 Months
Due	Oct 3, 2025

Interest

Rate	5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	1501 ELM ST, ELDORADO, IL 62930-1618
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 264066
Date	May 30, 2017
Book Page	2136/016
Instrument	264066

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 30, 2022

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,379.00 (+10.23%)	$14,509 (+13.28%) Land $1,667 Building $12,842	$43,527 (+13.28%) Land $5,001 Building $38,526
2022		$12,808 (+5.69%) Land $1,472 Building $11,336	$38,424 (+5.69%) Land $4,416 Building $34,008
2021	$1,251.00	$12,118 Land $1,393 Building $10,725	$36,354 Land $4,179 Building $32,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Futiva.

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