1501 E Underwood Ln, Payson, AZ 85541 Property Records

Gila County property record for 1501 E Underwood Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	4,327 sqft · built 2004
Lot Size	2.07 acres (90,605 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Oct 2022)
Tax Bill	$6,985 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-84-020A`

Property Details

APN / Parcel Number

Primary APN	`302-84-020A`
Alternative APNs	`R027538` `027538`

Interior

Stories	2 Stories
Building Area	4,327 sqft Living Area
1st Floor Area	2,885 sqft

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	90,605 sqft (2.07 acres)
Garage Type	Attached
Garage Area	1,067 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	195 sqft
Canopy	134 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air

Location & Zoning

Account Number	R027538
Street Address	1501 E UNDERWOOD LN
City	PAYSON
State	AZ
Zip	85541-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 26 TOWNSHIP: 11N RANGE: 10E PARCEL 1 , ROS 1431 , PAYSON THREE UNIT 1 , PLAT 655NE1/4 SW1/4 SEC 26 T11N R10E = 2.08
Legal Range	10E
Legal Township	11N
Legal Section	26
Legal Subdivision	NE PAYSON SUBDIVISIONS
Legal Lot Number	18C
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3007
Census Tract	400

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1501 E UNDERWOOD LN, PAYSON, AZ 85541-1927
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Apr 2, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Feb 27, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Feb 27, 2018
Deed Document Number	2022012788
Deed Book / Page	2022012 / 788
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 28, 2022
Property Address	1501 E UNDERWOOD LN, PAYSON, AZ 85541-1927
Document Number	0000012788
Map Reference	MAP 655-655C
Instrument Date	Oct 27, 2022
Instrument	2022-012788
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 E UNDERWOOD LN, 1501, PAYSON, AZ 85541-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 N SCENIC DR, PAYSON, AZ 85541-2941

Mortgage

Document Number	0000012789
Date	Oct 28, 2022
Instrument	2022-012789

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	14.7%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1501 E UNDERWOOD LN, PAYSON, AZ 85541-1927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003661
Date	Apr 2, 2018
Instrument	2018-003661

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	GEORGETOWN, TX 78633

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.85%
Index	1-Year LIBOR
Max Rate	8.85%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Feb 27, 2018
Property Address	1501 E UNDERWOOD LN, PAYSON, AZ 85541-1927
Document Number	0000002015
Instrument Date	Feb 13, 2018
Instrument	2015
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	301 GOLDRIDGE DR GEORGETOWN TX 786331977, GEORGETOWN, TX 78633-1977

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,289 (+12.6%) Land $18,521 Building $94,768	$1,132,890 (+12.6%) Land $185,208 Building $947,682
2025	$6,985.00 (+7.88%)
2024		$100,615 Land $13,997 Building $86,618	$1,006,148 Land $139,970 Building $866,178
2023	$6,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1993–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 75% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lumen Technologies DSL	40 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Optimum Communications, T-Mobile USA.

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