1501 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 1501 E Saint Germain St, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property TypeCommercial
Lot Size0.701 acres (30,571 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Jan 2025)
Tax Bill$4,026 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17.00004.11

Property Details

APN / Parcel Number

Primary APN17.00004.11

Interior

Units2 Units

Exterior

Lot Area30,571 sqft (0.701 acres)

Location & Zoning

Street Address1501 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0623
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSECT-25 TWP-036 RANGE-031 PART OF SE1/4 SE1/4 LYING S OF RR R/W & LYING NLY OF C/L OF CO RD 75 & ELY OF C/L OF CO RD 74
Legal Range031
Legal Township036
Legal Section25
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract21201

Owner

Source: Benton County records · APN 17.00004.11

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 129, SARTELL, MN 56377-0129
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Land Contract, Transfer · Land Contract
NOT AVAILABLE
May 14, 2021Land Contract, Subdivision Related Transfer · Land Contract
NOT AVAILABLE
May 14, 2021Warranty Deed, Construction Loan · Construction Mortgage
SENTRY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 16, 2025 · Amount on Record
Deed SaleJan 16, 2025 · Amount on Record
Prior SaleJan 16, 2025 · Amount on Record
Deed Document Number2025475571
Prior Transfer DateDec 23, 2024
Prior Transfer Doc0000475570
Record UpdatedSep 20, 2026

October 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBENTON MN
Recording DateOct 12, 2022
Property Address1501 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0623
Document Number0000463289
Instrument DateAug 26, 2022
Instrument463289
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 ROGER RD, SAINT CLOUD, MN 56301-5123

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 9TH AVE, FOLEY, MN 56329-9135

Mortgage

DateOct 12, 2022
Lender
NameNOT AVAILABLE
Agreement
TypeLand Contract
AmountAmount Recorded
Interest
Rate5.5%

May 2021: Land Contract, Subdivision Related Transfer

Document TypeLand Contract
JurisdictionBENTON MN
Recording DateMay 14, 2021
Property Address1501 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0623
Document Number0000452339
Instrument DateMay 14, 2021
Instrument452339
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2023
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 ASPEN LN, SAINT CLOUD, MN 56303-4898

Mortgage

DateMay 14, 2021
Lender
NameNOT AVAILABLE
Agreement
TypeLand Contract
AmountAmount Recorded
Interest
Rate4%

May 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMay 14, 2021
Property Address1501 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0623
Document Number0000452336
Instrument DateMay 14, 2021
Instrument452336
Transaction TypeConstruction Loan
Record UpdatedJul 21, 2023
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 FIREMANS LODGE RD SW, ALEXANDRIA, MN 56308-9100
InvestorPossibly a Property Investor

Mortgage

Document Number0000452337
DateMay 14, 2021
Instrument452337
Lender
NameSENTRY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueMay 14, 2026

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,026.00 (+33.31%)$178,000 (+14.84%) Land $40,000 Building $138,000$178,000 (+14.84%) Land $40,000 Building $138,000
2025$3,020.00 (+21.77%)$155,000 (+20.34%) Land $40,000 Building $115,000$155,000 (+20.34%) Land $40,000 Building $115,000
2023$2,480.00$128,800 Land $40,000 Building $88,800$128,800 Land $40,000 Building $88,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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