1501 E 5th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1501 E 5th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.162 acres (7,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2025)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1122258001`

Property Details

APN / Parcel Number

Primary APN	`1122258001`
Alternative APNs	`103731` `121509`

Exterior

Lot Area	7,050 sqft (0.162 acres)
Lot Dimensions	141 ft deep x 50 ft wide

Location & Zoning

Account Number	121509
Street Address	1501 E 5TH ST
City	STERLING
State	IL
Zip	61081-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST OF BROADWAY LOT 1 BLK 19 66000X
Legal Subdivision	EAST OF BROADWAY
Legal Block	19
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4016
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28913 BERTHA DR, ROCK FALLS, IL 61071-9309
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK OF ROCK FALLS
Dec 19, 2019	Warranty Deed, Transfer COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	20252341
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 15, 2025
Property Address	1501 E 5TH ST, STERLING, IL 61081-2923
Document Number	0000002341
Instrument Date	May 9, 2025
Instrument	2025-02341
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 E 5TH ST, STERLING, IL 61081-2923

Mortgage

Document Number	0000002342
Date	May 15, 2025
Instrument	2025-02342

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 19, 2019
Property Address	1501 E 5TH ST, STERLING, IL 61081-2923
Document Number	0000007070
Instrument Date	Dec 13, 2019
Instrument	7070
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2210 MADDENS DR STERLING IL 610818433, STERLING, IL 61081-8433

Mortgage

Document Number	7071
Date	Dec 19, 2019
Instrument	7071

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00	$40,814 Land $4,872 Building $35,942
2024			$122,442 Land $14,616 Building $107,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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