1501 Divot Ct, Sebring, FL 33872 Property Records

Highlands County property record for 1501 Divot Ct, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,940 sqft · built 1996
Lot Size	0.483 acres (21,040 sqft)
Owner	Company Name on File
Tax Bill	$3,013 (2024)
Deeds & Mortgages	Oct 2025 Sale Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C344802200001240`

Property Details

APN / Parcel Number

Primary APN	`C344802200001240`
Alternative APN	`C-34-34-28-022-0000-1240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,364 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,040 sqft (0.483 acres)
Garage Type	Finished
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	207 sqft
Porch	Open Porch
Porch Area	594 sqft
Patio Area	712 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802200001240
Street Address	1501 DIVOT CT
City	SEBRING
State	FL
Zip	33872-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 124
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	124
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4033
Census Tract	960602

Owner

Source: Highlands County assessment roll, APN C344802200001240, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1501 DIVOT CT, SEBRING, FL 33872-1622
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 05, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 11, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025
Deed Sale	Oct 24, 2025
Prior Sale	Dec 11, 2023
Deed Document Number	2284641
Deed Book / Page	3152 / 1313
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 24, 2025
Property Address	1501 DIVOT CT, SEBRING, FL 33872-1622
Document Number	0002284641
Book / Page	3152 / 1313
Map Reference	MB 14 PG 10
Instrument Date	Oct 21, 2025
Instrument	2284641
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 DIVOT CT, SEBRING, FL 33872-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 DIVOT CT, SEBRING, FL 33872-1622

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1501 DIVOT CT, SEBRING, FL 33872-1622
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 GRINNELL ST, KEY WEST, FL 33040-6494

Mortgage

Document Number	0002185978
Date	Jan 16, 2024
Book Page	3020/1026
Instrument	2185978

Lender

Name	NAVY FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year TN
Margin	2
Max Rate	10.2%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 05, 2023
Property Address	1501 DIVOT CT, SEBRING, FL 33872-1622
Document Number	0002154187
Book / Page	2979 / 231
Map Reference	MB 14 PG 10
Instrument Date	May 22, 2023
Instrument	2154187
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 ORCHARD ST, KEANSBURG, NJ 07734-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 GRINNELL ST APT 3, 3, KEY WEST, FL 33040-6495

Mortgage

Document Number	0002979233
Date	Jun 05, 2023
Instrument	2979/233

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 11, 2023
Property Address	1501 DIVOT CT, SEBRING, FL 33872-1622
Document Number	0002181614
Book / Page	3014 / 1584
Map Reference	MB 14 PG 10
Instrument Date	Nov 10, 2021
Instrument	2181614
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 DIVOT CT, SEBRING, FL 33872-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 DIVOT CT, SEBRING, FL 33872-1622

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 17, 2019
Property Address	1501 DIVOT CT, SEBRING, FL 33872-1622
Document Number	0001956436
Book / Page	2713 / 0346
Map Reference	MB 14 PG 10
Instrument Date	Sep 16, 2019
Instrument	1956436
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 BOGEY BLVD, 4107, SEBRING, FL 33872-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1501 DIVOT CT, SEBRING, FL 33872-1622

Mortgage

Document Number	0002713348
Date	Sep 17, 2019
Instrument	2713/348

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,561 (+13.44%)	$324,591 (-0.06%) Land $28,500 Building $296,091
2024	$3,013.00 (-25.95%) Homeowner's exemption	$234,099 (-23.15%)	$324,777 (+6.62%) Land $27,000 Building $297,777
2023	$4,069.00 (+8.94%)	$304,612 (+15.68%) Land $27,000 Building $277,612	$304,612 (+15.68%) Land $27,000 Building $277,612
2022	$3,735.00	$263,328 Land $27,000 Building $236,328	$263,328 Land $27,000 Building $236,328

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 168 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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