1501 Cumberland Rd, Tyler, TX 75703 Property Records

Smith County property record for 1501 Cumberland Rd, Tyler, TX 75703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,331 sqft · built 1989
Lot Size	1.72 acres (75,272 sqft)
Owner	2 Individual Names on File
Last Sale	$684,950 (May 2024)
Tax Bill	$5,708 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R102744`

Property Details

APN / Parcel Number

Primary APN	`R102744`
Alternative APN	`1-80226-0002-00-001000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	4,331 sqft Heated Area
1st Floor Area	4,331 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	75,272 sqft (1.72 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	739 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R102744
Street Address	1501 CUMBERLAND RD
City	TYLER
State	TX
Zip	75703-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CUMBERLAND ESTS BLOCK 2 LOT 1
Legal Subdivision	CUMBERLAND ESTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	1
Census Block	1000
Census Tract	2013

Owner

1501 Cumberland Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2024	Vendor's Lien, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Apr 30, 2024	Affidavit of Death of Joint Tenant, Transfer
Jul 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Jul 21, 2021
Deed Document Number	202415148
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0000029701
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Recording Date	Sep 18, 2026
Property Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343
Document Number	0000028354
Instrument Date	Sep 14, 2026
Instrument	202628354
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	CROWN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343

Mortgage

Document Number	0000028354,
Date	Sep 18, 2026
Instrument	202628354

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343

Mortgage

Document Number	0001025568
Date	Aug 26, 2025
Instrument	202501025568

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2035

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	May 29, 2024
Property Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343
Document Number	0001015148
Map Reference	VOL 8 PG 174
Instrument Date	May 28, 2024
Instrument	202401015148
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343

Mortgage

Document Number	0001015149
Date	May 29, 2024
Instrument	202401015149

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SMITH TX
Recording Date	Apr 30, 2024
Property Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343
Document Number	0001012375
Map Reference	VOL 8 PG 174
Instrument Date	Apr 30, 2024
Instrument	202401012375
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W MAIN ST, WAXAHACHIE, TX 75165-3233

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jul 21, 2021
Property Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343
Document Number	0001029701
Map Reference	VOL 8 PG 174
Instrument Date	Jul 16, 2021
Instrument	202101029701
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 CUMBERLAND RD, TYLER, TX 75703-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 OLD CREEK DR, TYLER, TX 75703-7645

Tax Assessment & Valuation

The 2026 property tax bill for 1501 Cumberland Rd was $5,708, down 45% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,708.00 (-45.03%)	$663,325 (-) Land $52,080 Building $611,245	$663,325 (-) Land $52,080 Building $611,245
2025	$10,384.00 (+14.63%)	$663,325 Land $52,080 Building $611,245	$663,325 Land $52,080 Building $611,245
2024	$9,059.00 (+6.41%)
2023	$8,513.00 (-8.24%) Homeowner's exemption	$677,814 Land $52,080 Building $625,734	$677,814 Land $52,080 Building $625,734
2022	$9,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1501 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2000–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 Cumberland Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT GROVE WSC serves 8,775 people · EPA ID TX2120024
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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