1501 Cross Creek Dr, Seneca, SC 29678 Property Records

Oconee County property record for 1501 Cross Creek Dr, Seneca, SC 29678

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$697,115 (Jun 2025)
Tax Bill	$305 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-65-05-043`

Property Details

APN / Parcel Number

Primary APN	`520-65-05-043`
Alternative APN	`1080267`

Exterior

Lot Area	23,522 sqft (0.539 acres)

Location & Zoning

Account Number	1080267
Street Address	1501 CROSS CREEK DR
City	SENECA
State	SC
Zip	29678-1614
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 1 BLOCK H CROSS CREEK (0.54 AC)
Legal Block	H
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3054
Census Tract	30802

Owner

1501 Cross Creek Dr, residential vacant land, is owned and occupied by an individual who bought it in June 2025.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1501 CROSS CREEK DR, SENECA, SC 29678-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2024	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jun 6, 2025	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OCONEE FSLA
Sep 19, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Prior Sale	Sep 19, 2024 · Amount on File
Deed Document Number	0000015080
Deed Book / Page	3233 / 102
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	1501 CROSS CREEK DR, SENECA, SC 29678-1614
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007072
Date	Dec 11, 2024
Book Page	4626/263
Instrument	7072

Lender

Name	REGIONS BANK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2025: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 6, 2025
Property Address	1501 CROSS CREEK DR, SENECA, SC 29678-1614
Document Number	0000015080
Book / Page	3233 / 102
Map Reference	MB A-90 PG 4&5
Instrument Date	May 14, 2025
Instrument	15080
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1501 CROSS CREEK DR, SENECA, SC 29678-1614

Mortgage

Document Number	0004689341
Date	Jun 6, 2025
Instrument	4689/341

Lender

Name	OCONEE FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 19, 2024
Property Address	1501 CROSS CREEK DR, SENECA, SC 29678-1614
Document Number	0000003669
Book / Page	3126 / 77
Map Reference	MB A-90 PG 4&5
Instrument Date	Sep 5, 2024
Instrument	3669
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 LOWCOUNTRY BLVD STE 100A, 100A, MT PLEASANT, SC 29464-3067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Flood

FEMA maps place 1501 Cross Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 Cross Creek Dr is low, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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