1501 8th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1501 8th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 1955
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Tax Bill$1,964 (2026)
Deeds & MortgagesJan 2021 Refinance
Jun 2018 Mortgage
APN23-7644-12160

Property Details

APN / Parcel Number

Primary APN23-7644-12160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,216 sqft Gross Area
1st Floor Area1,216 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions140 ft deep x 46 ft wide
Garage TypeMixed
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa
Deck Area144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1501 8TH AVE
CityTWO HARBORS
StateMN
Zip55616-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLOCK 12
Legal SubdivisionSEGOGS ADD
Legal Block12
Legal Lot Number16
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group2
Census Block2026
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1501 8TH AVE, TWO HARBORS, MN 55616-1118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TWO HARBORS FEDERAL CREDIT UNION
Jun 8, 2018Deed of Trust, Mortgage
LAKE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address1501 8TH AVE, TWO HARBORS, MN 55616-1118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000196113
DateJan 4, 2021
InstrumentA000196113
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueFeb 1, 2029

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address1501 8TH AVE, TWO HARBORS, MN 55616-1118
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000189948
DateJun 8, 2018
InstrumentA000189948
Lender
NameLAKE BANK
Agreement
AmountAmount Recorded
Term55 Months
DueJan 1, 2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00 (-7.88%) Homeowner's exemption$290,000 (+18.08%) Land $21,600 Building $268,400$290,000 (+18.08%) Land $21,600 Building $268,400
2025$2,132.00
2023$245,600 Land $16,600 Building $229,000$245,600 Land $16,600 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T.

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