1501 46th St, Des Moines, IA 50311 Property Records

Polk County property record for 1501 46th St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,760 sqft · built 1921
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Feb 2014)
Tax Bill	$3,738 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100/13326-000-000`

Property Details

APN / Parcel Number

Primary APN	`100/13326-000-000`
Alternative APN	`792431428013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	1,216 sqft
Attic	Attic
Attic Area	544 sqft
Basement Area	1,209 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Area	441 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1501 46TH ST
City	DES MOINES
State	IA
Zip	50311-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 WHITCOMB
Legal Subdivision	WHITCOMB
Legal Lot Number	22
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1005
Census Tract	902

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 46TH ST, DES MOINES, IA 50311-2430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 17, 2017	Loan Modification, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2014 · Amount on Record
Deed Sale	Feb 5, 2014 · Amount on Record
Deed Document Number	201460955
Deed Book / Page	15099 / 813
Prior Transfer Date	Dec 31, 2013
Prior Transfer Doc	0000060955
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1501 46TH ST, DES MOINES, IA 50311-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 46TH ST, DES MOINES, IA 50311-2430

Mortgage

Document Number	0000033520
Date	Sep 23, 2020
Book Page	18082/768
Instrument	2020-00033520

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 5, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1501 46TH ST, DES MOINES, IA 50311-2430
Document Number	0000018094
Book / Page	016626 / 000307
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 46TH ST DES MOINES IA 503112430, DES MOINES, IA 50311-2430

Mortgage

Document Number	0000018094
Date	Aug 30, 2017
Book Page	016626/000307
Instrument	18094

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2032

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK IA
Property Address	1501 46TH ST, DES MOINES, IA 50311-2430
Document Number	0000087042
Book / Page	016449 / 000274
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087042
Date	Apr 21, 2017
Book Page	016449/000274
Instrument	87042

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,000 (+12.72%) Land $49,100 Building $176,900	$226,000 (+12.72%) Land $49,100 Building $176,900
2024	$3,738.00 (-1.11%)
2023		$200,500 Land $43,500 Building $157,000	$200,500 Land $43,500 Building $157,000
2020	$3,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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