15005 Shamrock Ridge Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 15005 Shamrock Ridge Rd, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,101 sqft · built 1988
Lot Size	0.04 acres (1,760 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Feb 2018)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02712366`

Property Details

APN / Parcel Number

Primary APN	`13-02712366`
Alternative APN	`02712366`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,101 sqft Living Area
1st Floor Area	792 sqft
Basement Area	561 sqft
Finished Basement	561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Garage Area	1,012 sqft
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02712366
Street Address	15005 SHAMROCK RIDGE RD
City	SILVER SPRING
State	MD
Zip	20906-6109
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	L
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3001
Census Tract	703221

Owner

15005 Shamrock Ridge Rd, a townhouse, is owned and occupied by two individuals who bought it in February 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit DIRECT MORTGAGE LOANS LLC
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit DIRECT MORTGAGE LOANS LLC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Feb 2, 2018	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Jul 10, 1989 · Amount on File
Deed Book / Page	55602 / 381
Prior Transfer Date	May 25, 2011
Prior Transfer Doc	0417370376
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0668850105
Date	Apr 10, 2023
Book Page	66885/105

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109

Mortgage

Document Number	0667210267
Date	Feb 7, 2023
Book Page	66721/267

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY SETMNTS & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109

Mortgage

Document Number	0621400157
Date	Mar 10, 2021
Book Page	62140/157

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 2, 2018
Property Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109
Document Number	0556020381
Book / Page	55602 / 381
Map Reference	MB144 PL16512
Instrument Date	Jan 16, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15005 SHAMROCK RIDGE RD, SILVER SPRING, MD 20906-6109

Mortgage

Document Number	0055602387
Date	Feb 2, 2018
Instrument	55602/387

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15005 Shamrock Ridge Rd was $4,294, down 8.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,133 (+5.02%)	$454,800 (+15.05%) Land $125,000 Building $329,800
2025	$4,294.00 (-8.4%)	$395,300 Land $125,000 Building $270,300	$395,300 Land $125,000 Building $270,300
2024	$4,688.00
2023		$357,433	$395,300 Land $125,000 Building $270,300
2022	$3,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15005 Shamrock Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15005 Shamrock Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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