Harris County property record for 15003 Saint Cloud Dr, Houston, TX 77062
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,398 sqft · built 1978 |
| Lot Size | 0.201 acres (8,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Jul 2006) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 109-283-000-0007 |
| Primary APN | 109-283-000-0007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,398 sqft Living Area |
| 1st Floor Area | 2,398 sqft |
| Game Room | Game Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,772 sqft (0.201 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
| Porch | Open Frame Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1092830000007 |
|---|---|
| Street Address | 15003 SAINT CLOUD DR |
| City | HOUSTON |
| State | TX |
| Zip | 77062-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 BLK 23 OAKBROOK WEST SEC 4 |
| Legal Subdivision | OAKBROOK WEST SEC 4 |
| Legal Block | 23 |
| Legal Lot Number | 7 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 340600 |
15003 Saint Cloud Dr is owned and occupied by two individuals who bought it in July 2006.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15003 SAINT CLOUD DR, HOUSTON, TX 77062-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jan 13, 2017 | Deed of Trust, Mortgage HOMETRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2006 · Amount on File |
| Deed Sale | Jul 21, 2006 · Amount on File |
| Prior Sale | May 20, 2004 · Amount on File |
| Deed Document Number | 2006470382 |
| Deed Book / Page | 2511 / 1435 |
| Prior Transfer Date | May 14, 2004 |
| Prior Transfer Doc | 000X625467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 15003 SAINT CLOUD DR, HOUSTON, TX 77062-2825 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021390709 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-390709 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 15003 SAINT CLOUD DR, HOUSTON, TX 77062-2825 |
| Document Number | 0000026451 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15003 SAINT CLOUD DR HOUSTON TX 770622825, HOUSTON, TX 77062-2825 |
| Document Number | 0000026451 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 26451 |
| Name | HOMETRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 19, 2037 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,109 (+0.67%) Land $69,343 Building $248,766 | $318,109 (+0.67%) Land $69,343 Building $248,766 | |
| 2025 | $5,086.00 (+73.7%) Homeowner's exemption | $315,992 (-8.39%) Land $69,343 Building $246,649 | $315,992 (-8.39%) Land $69,343 Building $246,649 |
| 2024 | $2,928.00 (+6.43%) | ||
| 2023 | $344,918 Land $55,922 Building $288,996 | $344,918 Land $55,922 Building $288,996 | |
| 2022 | $2,751.00 (+16.12%) | ||
| 2020 | $2,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15003 Saint Cloud Dr in Zone X, an area of moderate flood risk, though there have been 93 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 93 (1979–2019) |
| Claims Outside the SFHA | 92 of 93 |
| Most Recent Claim | May 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15003 Saint Cloud Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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