Hernando County property record for 15000 Silversmith Cir, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,075 sqft · built 1998 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,999 (Apr 2024) |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R11-223-18-3494-0000-34B0 |
| Primary APN | R11-223-18-3494-0000-34B0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 167 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01338751 |
|---|---|
| Street Address | 15000 SILVERSMITH CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERTHORN PH 4 STERLING RUN LOT 34B |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | SILVERTHORN PH 4 STERLING RUN |
| Legal Lot Number | 34B |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40909 |
15000 Silversmith Cir is owned by an individual who bought it in April 2024.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 20305, AMERICAN CANYON, CA 94503-0305 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional with PMI COMPASS MTG LNDG INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Prior Sale | Aug 20, 2020 · Amount on File |
| Deed Document Number | 2024023084 |
| Deed Book / Page | 4414 / 196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 25, 2024 |
| Property Address | 15000 SILVERSMITH CIR, SPRING HILL, FL 34609-0389 |
| Document Number | 0044140196 |
| Book / Page | 4414 / 196 |
| Map Reference | MB 31 PG 7-10 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2024023084 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 20305, AMERICAN CANYON, CA 94503-0305 |
| Document Number | 0004414198 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 4414/198 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 20, 2020 |
| Property Address | 15000 SILVERSMITH CIR, SPRING HILL, FL 34609-0389 |
| Document Number | 0038781163 |
| Book / Page | 003878 / 001163 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 51264 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15000 SILVERSMITH CIR BROOKSVILLE FL 346090389, BROOKSVILLE, FL 34609-0389 |
| Document Number | 38781165 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 003878/001165 |
| Instrument | 51265 |
| Name | COMPASS MTG LNDG INC |
|---|---|
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2050 |
The 2025 property tax bill for 15000 Silversmith Cir was $2,523.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,523.00 | $176,800 Land $27,546 Building $149,254 | $176,800 Land $27,546 Building $149,254 |
| 2023 | $159,519 (+3%) Land $8,371 Building $151,148 | ||
| 2022 | $1,821.00 Homeowner's exemption | $154,873 Land $21,913 Building $132,960 | $169,009 Land $27,546 Building $141,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15000 Silversmith Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15000 Silversmith Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODARD MANOR private · serves 100 people · EPA ID FL6295177 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | HERNANDO CO UTL-WEST |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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