1500 Wheat Dr, Finksburg, MD 21048 Property Records

Carroll County property record for 1500 Wheat Dr, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,563 sqft · built 1995
Lot Size	4.1 acres (178,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2012)
Tax Bill	$7,850 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-065719`

Property Details

APN / Parcel Number

Primary APN	`04-065719`
Alternative APNs	`4065719` `065719`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,563 sqft Total Area
Basement Area	662 sqft
Finished Basement	662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	178,901 sqft (4.1 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	398 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	065719
Street Address	1500 WHEAT DR
City	FINKSBURG
State	MD
Zip	21048-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 31- 4.1068 ACS 1500 WHEAT DR 35-52/54 ST GEORGES GATES SC 2
Legal Subdivision	SAINT GEORGES GATES
Legal Lot Number	31
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Mar 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2012 · Amount on Record
Deed Sale	Aug 27, 2012 · Amount on Record
Prior Sale	Jul 24, 1996
Deed Book / Page	7016 / 31
Transfer Doc	0000000168
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110680266
Date	Jul 6, 2023
Book Page	11068/266

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107240322
Date	Mar 29, 2022
Book Page	10724/322

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Document Number	0094140094
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 WHEAT DR FINKSBURG MD 210481949, FINKSBURG, MD 21048-1949

Mortgage

Document Number	0094140094
Date	Sep 18, 2019
Book Page	009414/000094

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Document Number	0094140074
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 WHEAT DR FINKSBURG MD 210481949, FINKSBURG, MD 21048-1949

Mortgage

Document Number	0094140074
Date	Sep 18, 2019
Book Page	009414/000074

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Document Number	0087540280
Book / Page	008754 / 000280
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 WHEAT DR FINKSBURG MD 210481949, FINKSBURG, MD 21048-1949

Mortgage

Document Number	0087540280
Date	Jul 24, 2017
Book Page	008754/000280

Lender

Name	BRANCH BK&TR
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 WHEAT DR, FINKSBURG, MD 21048-1949
Document Number	0086460365
Book / Page	008646 / 000365
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1500 WHEAT DR FINKSBURG MD 210481949, FINKSBURG, MD 21048-1949

Mortgage

Document Number	0086460365
Date	Mar 28, 2017
Book Page	008646/000365

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2037

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,850.00 (+2.56%) Homeowner's exemption	$695,633 (+1.45%)	$715,500 (+4.35%) Land $225,500 Building $490,000
2025	$7,654.00 (+10.26%) Homeowner's exemption	$685,700 (+11.61%) Land $205,500 Building $480,200	$685,700 (-) Land $205,500 Building $480,200
2023	$6,942.00	$614,367	$685,700 Land $205,500 Building $480,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wheat Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures