1500 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 1500 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 1951
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Tax Bill	$4,564 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D018 3117458`

Property Details

APN / Parcel Number

Primary APN	`D018 3117458`
Alternative APN	`143951`

Interior

Building Area	1,784 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1998
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	216 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft
Utility Building	80 sqft

Location & Zoning

Account Number	143951
Old Parcel Number	D018 3117458
Street Address	1500 W GANDY ST
City	DENISON
State	TX
Zip	75020-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 2ND ADDN, BLOCK 45, LOT 1 & 2, ACRES .3444
Legal Subdivision	MILLERS 2ND ADDN
Legal Block	45
Legal Lot Number	1,2 2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2029
Census Tract	400

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1500 W GANDY ST, DENISON, TX 75020-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2020	Vendor's Lien, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Oct 30, 2017	Warranty Deed, Transfer CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022
Deed Sale	Apr 22, 2022
Prior Sale	Jul 15, 2020
Deed Document Number	2022-13829
Record Updated	Jun 8, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 22, 2022
Property Address	1500 W GANDY ST, DENISON, TX 75020-3508
Document Number	0000013829
Map Reference	VOL Y PG 539
Instrument Date	Apr 21, 2022
Instrument	2022-13829
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W GANDY ST, DENISON, TX 75020-3508

Mortgage

Document Number	0000013830
Date	Apr 22, 2022
Instrument	202213830

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 15, 2020
Property Address	1500 W GANDY ST, DENISON, TX 75020-3508
Document Number	0000017681
Map Reference	VOL Y PG 539
Instrument Date	Jul 15, 2020
Instrument	2020-00017681
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 CYPRESS DR, 134, POTTSBORO, TX 75076-5224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W GANDY ST, DENISON, TX 75020-3508

Mortgage

Document Number	0000017682
Date	Jul 15, 2020
Instrument	2020-00017682

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 30, 2017
Property Address	1500 W GANDY ST, DENISON, TX 75020-3508
Document Number	0000023976
Instrument Date	Oct 25, 2017
Instrument	23976
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1500 W GANDY ST DENISON TX 750203508, DENISON, TX 75020-3508

Mortgage

Document Number	23977
Date	Oct 30, 2017
Instrument	23977

Lender

Name	CERTAINTY HM LNS LLC
Address	6101 W PLANO PKWY, PLANO, TX 75093-8201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,709 (+9.58%) Land $66,000 Building $192,709	$258,709 (+9.58%) Land $66,000 Building $192,709
2024	$4,564.00 (-15.82%)
2023		$236,087 Land $57,000 Building $179,087	$236,087 Land $57,000 Building $179,087
2022	$5,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, TekWav.

Nearby Properties on W Gandy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures