1500 Richardson Rd, Westminster, MD 21158 Property Records

Carroll County property record for 1500 Richardson Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$517,565 (Apr 2024)
Tax Bill	$4,612 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-021188`

Property Details

APN / Parcel Number

Primary APN	`02-021188`
Alternative APNs	`2021188` `021188`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	841 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021188
Street Address	1500 RICHARDSON RD
City	WESTMINSTER
State	MD
Zip	21158-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.00 AC 1500 RICHARDSON RD WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2026
Census Tract	502000

Owner

1500 Richardson Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1500 RICHARDSON RD, WESTMINSTER, MD 21158-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 9, 2024	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Aug 16, 1999
Deed Book / Page	11222 / 72
Transfer Doc	0036630101
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1500 RICHARDSON RD, WESTMINSTER, MD 21158-2618
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 RICHARDSON RD, WESTMINSTER, MD 21158-2618

Mortgage

Document Number	0117180363
Date	Mar 24, 2026
Book Page	11718/363

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 9, 2024
Property Address	1500 RICHARDSON RD, WESTMINSTER, MD 21158-2618
Document Number	0112220072
Book / Page	11222 / 72
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,587.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1500 RICHARDSON RD, WESTMINSTER, MD 21158-2618

Mortgage

Document Number	0112220079
Date	Apr 9, 2024
Instrument	11222-0079

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 1500 Richardson Rd was $4,612 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,612.00 (+5.15%) Homeowner's exemption	$423,800 (+7.19%) Land $125,000 Building $298,800	$423,800 (-) Land $125,000 Building $298,800
2025	$4,386.00 Homeowner's exemption	$395,367	$423,800 Land $125,000 Building $298,800
2023	$3,825.00	$338,500 Land $125,000 Building $213,500	$338,500 Land $125,000 Building $213,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1500 Richardson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1500 Richardson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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