1500 N Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 1500 N Bluff St, Fulton, MO 65251

Property Summary

Property Type	Commercial
Details	2,800 sqft · built 2010
Lot Size	0.546 acres (23,784 sqft)
Owner	Company Name on File
Tax Bill	$5,891 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-30-004-017.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-30-004-017.000`
Alternative APN	`1302009030004010000`

Interior

Stories	1 Story
Building Area	2,800 sqft Total Area

Exterior

Year Built	Built 2010
Lot Area	23,784 sqft (0.546 acres)
Lot Dimensions	16.5 ft deep x 14.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1302009030004017000
Street Address	1500 N BLUFF ST
City	FULTON
State	MO
Zip	65251-2352
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 5 & 6 BLK 156 NEW CITY PLAT
Legal Subdivision	BELL & JAMES TERRACE
Legal Block	156
Legal Lot Number	5-6
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1037
Census Tract	70301

Owner

1500 N Bluff St, a commercial property, is owned by a company that acquired it in February 2024.

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	720 MCNEAL LN, FULTON, MO 65251-2544
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · Closed-End Mortgage FIRST STATE COMMUNITY BANK
Apr 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024
Deed Sale	Feb 29, 2024
Deed Document Number	0000511732
Deed Book / Page	511 / 732
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 29, 2024
Property Address	1500 N BLUFF ST, FULTON, MO 65251-2352
Document Number	000511/732
Book / Page	511 / 732
Instrument Date	Feb 29, 2024
Instrument	202400865
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	TRUE LINE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MCNEAL LN, FULTON, MO 65251-2544

Mortgage

Document Number	0202400866
Date	Feb 29, 2024
Instrument	202400866

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1500 N BLUFF ST, FULTON, MO 65251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0913
Date	Apr 24, 2017
Book Page	D0238/0913
Instrument	201702407

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65205

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1500 N Bluff St was $5,891, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,891.00 (-0.07%)	$93,670 (-)	$292,720 (-)
2024	$5,895.00 (+0.46%)	$93,670 (-)	$292,720 (-)
2023	$5,868.00	$93,670 (-)	$292,720
2022	$5,868.00	$93,670 Land $10,323 Building $83,347
2021			$292,720 Land $32,260 Building $260,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1500 N Bluff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1500 N Bluff St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile.

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