1500 Circle Ranch Way, Unit 48, Oceanside, CA 92057 Property Records

San Diego County property record for 1500 Circle Ranch Way, Unit 48, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,365 sqft · built 2004
Lot Size3.24 acres (141,187 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Feb 2019)
Tax Bill$4,870 (2025)
Deeds & MortgagesDec 2019 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN157-110-94-02

Property Details

APN / Parcel Number

Primary APN157-110-94-02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,365 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area141,187 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1500 CIRCLE RANCH WAY, 48
CityOCEANSIDE
StateCA
Zip92057-5532
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-21-SP-E
Legal DescriptionLOT 2 US 48PER DOC04-134629&UND INT IN COMM MODULE IN PHASE 4 TR 014719
Legal SubdivisionRANCHO ROSE
Legal Tract014719
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1500 CIRCLE RANCH WAY, 48, OCEANSIDE, CA 92057-5532
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2019Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
Feb 8, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2019 · Amount on Record
Deed SaleFeb 8, 2019 · Amount on Record
Prior SaleNov 24, 2004 · Amount on Record
Deed Document Number201946256
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1500 CIRCLE RANCH WAY UNIT 48, 48, OCEANSIDE, CA 92057-5532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000616396
DateDec 31, 2019
Instrument2019-0616396
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2019
Property Address1500 CIRCLE RANCH WAY UNIT 48, 48, OCEANSIDE, CA 92057-5532
Document Number0000046256
Instrument DateDec 4, 2018
Instrument46256
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$429.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1500 CIRCLE RANCH WAY #48 OCEANSIDE CA 920575532, 48, OCEANSIDE, CA 92057-5532

Mortgage

Document Number46257
DateFeb 8, 2019
Instrument46257
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$443,746 (+2%) Land $256,008 Building $187,738
2025$4,870.00 (+8.71%) Homeowner's exemption$435,046 (+4.04%) Land $250,989 Building $184,057
2023$4,480.00 (+0.29%) Homeowner's exemption$418,155 Land $241,244 Building $176,911
2022$4,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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