1500 Cedar Cliff Rd, Marshall, NC 28753 Property Records

Madison County property record for 1500 Cedar Cliff Rd, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1987
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2022)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8891-94-4275`

Property Details

APN / Parcel Number

Primary APN	`8891-94-4275`
Alternative APN	`11374`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Heated Area
1st Floor Area	1,212 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1500 CEDAR CLIFF RD
City	MARSHALL
State	NC
Zip	28753-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PL:7-389
Legal Block	94
Jurisdiction	MADISON NC
Township / Civil Division	2, LAUREL
Census Block Group	2
Census Block	2040
Census Tract	10100

Owner

1500 Cedar Cliff Rd is owned and occupied by an individual who bought it in June 2022.

Source: Madison County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1500 CEDAR CLIFF RD, MARSHALL, NC 28753-7731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FEDERAL CREDIT UNION
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	2022347200
Deed Book / Page	753 / 293
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Recording Date	Aug 3, 2026
Property Address	1500 CEDAR CLIFF RD, MARSHALL, NC 28753-7731
Document Number	0000362710
Book / Page	839 / 257
Instrument Date	Jul 28, 2026
Instrument	2026362710
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 CEDAR CLIFF RD, MARSHALL, NC 28753-7731

Mortgage

Document Number	0000362710,
Date	Aug 3, 2026
Book Page	839/257
Instrument	2026362710

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1500 CEDAR CLIFF RD, MARSHALL, NC 28753-7731
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007620770
Date	Nov 30, 2022
Book Page	762/770
Instrument	348998

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 15, 2037

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jun 16, 2022
Property Address	1500 CEDAR CLIFF RD, MARSHALL, NC 28753-7731
Document Number	0007530293
Book / Page	753 / 293
Map Reference	MB 7 PG 389
Instrument Date	Jun 15, 2022
Instrument	347200
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 CEDAR CLIFF RD, 1502, MARSHALL, NC 28753-7731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 CEDAR CLIFF RD, MARSHALL, NC 28753-7731

Mortgage

Document Number	0000347201
Date	Jun 16, 2022
Instrument	347201

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1500 Cedar Cliff Rd was $1,129.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00	$243,495 Land $23,238 Building $220,257	$243,495 Land $23,238 Building $220,257
2023		$122,909 Land $21,496 Building $101,413	$122,909 Land $21,496 Building $101,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1500 Cedar Cliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2001–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1500 Cedar Cliff Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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