1500 4th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1500 4th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,174 sqft · built 1978
Lot Size0.215 acres (9,375 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Mar 2016)
Tax Bill$10,030 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN038-351-001

Property Details

APN / Parcel Number

Primary APN038-351-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,174 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area9,375 sqft (0.215 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1500 4TH ST
CityLOS OSOS
StateCA
Zip93402-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 96 LTS 46 TO 48
Legal SubdivisionTOWN/EL MORO
Legal Block96
Legal Lot Number46
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3004
Census Tract10701

Owner

1500 4th St is owned and occupied by two individuals who acquired it in August 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1500 4TH ST, LOS OSOS, CA 93402-1608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Aug 25, 2020Quit Claim Deed, Transfer
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2016 · Amount on File
Deed SaleMar 8, 2016 · Amount on File
Deed Document Number20169977
Last Transfer DateAug 20, 2020
Transfer Doc0000045050
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1500 4TH ST, LOS OSOS, CA 93402-1608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040510
DateSep 8, 2017
Instrument2017040510
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 19, 2047

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 25, 2020
Property Address1500 4TH ST, LOS OSOS, CA 93402-1608
Document Number0000045050
Instrument DateAug 20, 2020
Instrument45050
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1500 4TH ST LOS OSOS CA 934021608, LOS OSOS, CA 93402-1608

Mortgage

Document Number45051
DateAug 25, 2020
Instrument45051
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
AmountAmount on Record
Term360 Months
DueAug 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1500 4th St was $10,030 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$694,288 (+2%) Land $289,789 Building $404,499
2025$10,030.00 Homeowner's exemption$680,675 Land $284,107 Building $396,568
2023$10,507.00 (+7.38%) Homeowner's exemption$654,246 Land $273,076 Building $381,170
2022$9,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1500 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1500 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 4th St

Nearby Streets

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