1500 10th St, Harvard, IL 60033 Property Records

McHenry County property record for 1500 10th St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.256 acres (11,167 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Oct 2015)
Tax Bill	$5,577 (2024)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-351-004`

Property Details

APN / Parcel Number

Primary APN	`01-26-351-004`

Exterior

Lot Area	11,167 sqft (0.256 acres)

Location & Zoning

Street Address	1500 10TH ST
City	HARVARD
State	IL
Zip	60033-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0022055 LT 13 BLK 2 JOHN K LUCAS SUB UNIT 1
Legal Subdivision	JOHN K LUCAS SUB
Legal Block	2
Legal Lot Number	13
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1039
Census Tract	870301

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 10TH ST, HARVARD, IL 60033-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2015 · Amount on Record
Deed Sale	Oct 21, 2015 · Amount on Record
Prior Sale	May 13, 1994 · Amount on Record
Deed Document Number	201539596
Prior Transfer Date	May 12, 1994
Prior Transfer Doc	0094030915
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 21, 2022
Property Address	1500 10TH ST, HARVARD, IL 60033-1602
Document Number	0000022055
Map Reference	DOC 90R29721
Instrument Date	Jan 26, 2022
Instrument	2022R0022055
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 10TH ST, HARVARD, IL 60033-1602

Mortgage

Document Number	0000022056
Date	Jun 21, 2022
Instrument	2022R0022056

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,577.00	$70,210 (+27.84%) Land $13,327 Building $56,883	$210,630 (+27.84%) Land $39,981 Building $170,649
2022	Homeowner's exemption	$54,922 Land $12,048 Building $42,874	$164,766 Land $36,144 Building $128,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20