150 Willow St, Otego, NY 13825 Property Records

Otsego County and Otego Town property record for 150 Willow St, Otego, NY 13825

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 3,116 sqft · built 1991
Lot Size	84.4 acres (3,680,384 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,181 (2026)
Deeds & Mortgages	Jun 2020 Transfer Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`364889 317.00-1-37.01`

Property Details

APN / Parcel Number

Primary APN	`364889 317.00-1-37.01`
Alternative APNs	`488931700000010370010000` `020891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,116 sqft Living Area
1st Floor Area	3,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	3,680,384 sqft (84.4 acres)
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	787 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	020891
Street Address	150 WILLOW ST
City	OTEGO
State	NY
Zip	13825-2320
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R3
Legal Description	994 0 0
Legal Block	1
Legal Lot Number	37.001
Jurisdiction	OTSEGO NY
Township / Civil Division	OTEGO
Census Block Group	2
Census Block	2019
Census Tract	591401

Owner

150 Willow St, a residential property, is owned by two individuals who acquired it in May 2020.

Source: Otsego County and Otego Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 BERT WASHBURN RD, OTEGO, NY 13825-2267
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2020
Transfer Doc	0000002334
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 11, 2020
Property Address	150 WILLOW ST, OTEGO, NY 13825-2320
Document Number	0000002334
Instrument Date	May 15, 2020
Instrument	2334
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 BERT WASHBURN RD OTEGO NY 138252267, OTEGO, NY 13825-2267

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 24, 2017
Property Address	150 WILLOW ST, OTEGO, NY 13825-2320
Document Number	0000000967
Instrument Date	Feb 3, 2017
Instrument	967
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WILLOW ST OTEGO NY 138252320, OTEGO, NY 13825-2320

Tax Assessment & Valuation

The 2026 property tax bill for 150 Willow St was $11,181.

Source: Otsego County and Otego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Otego Town
Unified School District	Otego-Unadilla Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,181.00
2025		$409,100 Land $112,400 Building $296,700	$538,289 Land $147,895 Building $390,394
2023		$409,100 Land $112,400 Building $296,700	$439,892 Land $120,860 Building $319,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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