150 Waterfowl Loop, Rineyville, KY 40162 Property Records

Hardin County property record for 150 Waterfowl Loop, Rineyville, KY 40162

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,026 sqft · built 2005
Lot Size	1.14 acres (49,746 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2026)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Nov 2011 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-00-01-244`

Property Details

APN / Parcel Number

Primary APN	`122-00-01-244`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,026 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	49,746 sqft (1.14 acres)
Garage Type	Attached
Garage Area	624 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	150 WATERFOWL LOOP
City	RINEYVILLE
State	KY
Zip	40162-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAVISTA EST LT244 #6
Legal Subdivision	LAVISTA EST
Legal Block	1
Legal Lot Number	244
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	4
Census Block	4006
Census Tract	904

Owner

150 Waterfowl Loop is owned and occupied by two individuals who bought it in April 2026.

Source: Hardin County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2012	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE CO
Nov 16, 2011	Deed of Trust, Mortgage · Line of Credit WILSON & MUIR BANK & TRUST CO
Jan 23, 2013	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 16, 2026	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
May 16, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 3, 2019	Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Book / Page	1599 / 911
Prior Transfer Date	Dec 15, 2011
Prior Transfer Doc	1357/1121
Record Updated	Sep 20, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	TITLE FIRST, TITLEFIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002001/726
Date	Jan 5, 2012
Book Page	2001/726

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2042

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01995/1174
Date	Nov 16, 2011
Book Page	1995/1174

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 14, 2012

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	LSI-LPS, LSI LPS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002048/474
Date	Jan 23, 2013
Book Page	2048/474

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2043

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 16, 2026
Property Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Document Number	1599000911
Book / Page	1599 / 911
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Investor	Possibly a Property Investor

Mortgage

Document Number	2610001217,
Date	Apr 16, 2026
Book Page	2610/1217

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 16, 2022
Property Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Document Number	001534/944
Book / Page	1534 / 944
Map Reference	CAB 1 SH 3739
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 CATAWBA DR, 700, SALEM, VA 24153-5541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471

Mortgage

Document Number	0002441791
Date	May 16, 2022
Instrument	2441/791

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 3, 2019
Property Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471
Document Number	1478/404
Book / Page	1478 / 404
Instrument Date	Sep 3, 2019
Instrument	20190-00011717
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WATERFOWL LOOP, RINEYVILLE, KY 40162-9471

Mortgage

Document Number	19000011717
Date	Sep 3, 2019
Instrument	190-00011717

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 150 Waterfowl Loop was $3,206.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00	$341,500 Land $30,800 Building $310,700	$341,500 Land $30,800 Building $310,700
2023		$341,500 Land $30,800 Building $310,700	$341,500 Land $30,800 Building $310,700
2021	$1,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Waterfowl Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Waterfowl Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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