150 W 46th Ave, Gary, IN 46408 Property Records

Lake County property record for 150 W 46th Ave, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,190 sqft · built 1927
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (May 2021)
Tax Bill	$1,551 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0050-0042`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0050-0042`
Alternative APNs	`45-08-33-229-016.000-004` `254600500042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Attic	Attic
Attic Area	1,110 sqft
Basement Area	1,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	177 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0050-0042
Old Parcel Number	254600500042
Street Address	150 W 46TH AVE
City	GARY
State	IN
Zip	46408-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE ADD. L.42
Legal Subdivision	MORNINGSIDE ADD
Legal Lot Number	42
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2017
Census Tract	12500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morningside Historic District listed 2009 · 100 contributing resources · NRIS 09000758

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

150 W 46th Ave is owned and occupied by an individual who bought it in May 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	150 W 46TH AVE, GARY, IN 46408-3906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Deed Document Number	2021-508414
Record Updated	Jun 8, 2026

May 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	May 13, 2021
Property Address	150 W 46TH AVE, GARY, IN 46408-3906
Document Number	0000008414
Map Reference	MB 12 PG 36
Instrument Date	May 6, 2021
Instrument	2021-508414
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 W 46TH AVE, GARY, IN 46408-3906

Mortgage

Document Number	0000008415
Date	May 13, 2021
Instrument	2021-508415

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,900 Land $22,300 Building $133,600	$155,900 Land $22,300 Building $133,600
2024	$1,551.00
2023		$121,600 (+23.58%) Land $21,400 Building $100,200	$121,600 (+23.58%) Land $21,400 Building $100,200
2022	$2,521.00 Homeowner's exemption	$98,400 Land $11,900 Building $86,500	$98,400 Land $11,900 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 W 46th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 150 W 46th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20