150 Ventura Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 150 Ventura Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,330 sqft · built 1976
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,500 (Nov 2014)
Tax Bill	$918 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`454001466822000`

Property Details

APN / Parcel Number

Primary APN	`454001466822000`
Alternative APN	`40628`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Heated Area
Gross Area	2,230 sqft
1st Floor Area	1,180 sqft
Upper Floors Area	150 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	108,464 sqft (2.49 acres)
Lot Dimensions	511 ft deep x 199 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	40628
Street Address	150 VENTURA LN
City	MURPHY
State	NC
Zip	28906-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR JECUSCO 1411/813
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1009
Census Tract	930606

Owner

Source: Cherokee County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 VENTURA LN, MURPHY, NC 28906-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FEDERAL SAVINGS BANK
Mar 26, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 17, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Document Number	20144822
Deed Book / Page	1502 / 205
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	150 VENTURA LN, MURPHY, NC 28906-4407
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001798/586
Date	Mar 31, 2026
Book Page	1798/586
Instrument	1501

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	4120 W DIVERSEY AVE STE C501, CHICAGO, IL 60639

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	150 VENTURA LN, MURPHY, NC 28906-4407
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01583/0522
Date	Mar 26, 2018
Book Page	01583/0522
Instrument	01401

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	150 VENTURA LN, MURPHY, NC 28906-4407
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE G, FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01553/0077
Date	Jan 17, 2017
Book Page	01553/0077
Instrument	00206

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	150 VENTURA LN, MURPHY, NC 28906-4407
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01625/0586
Date	Oct 9, 2019
Book Page	01625/0586
Instrument	04852

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	150 VENTURA LN, MURPHY, NC 28906-4407
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001652/904
Date	Aug 14, 2020
Book Page	1652/904
Instrument	4253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00	$115,470 (+5.98%)	$115,470 (+5.98%) Land $20,000 Building $95,470
2023		$108,950	$108,950 Land $20,000 Building $88,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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