150 Thistle Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 150 Thistle Ln, Beech Mountain, NC 28604 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,616 sqft · built 1992
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Sep 2021)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1867-00-37-5314-00000`

Property Details

APN / Parcel Number

Primary APN	`1867-00-37-5314-00000`
Alternative APN	`70621`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,616 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	2,616 sqft
Basement Area	1,321 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	152,460 sqft (3.5 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	949 sqft
Patio Area	745 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	70621
Street Address	150 THISTLE LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TYNECASTLE LOT 18A-18B UNRECORDED
Legal Subdivision	TYNECASTLE
Legal Lot Number	18
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1070
Census Tract	930100

Owner

Source: Avery County records · APN 1867-00-37-5314-00000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 THISTLE LN, BEECH MOUNTAIN, NC 28604-8763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Jun 02, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jun 02, 2020 · Amount on Record
Deed Document Number	20215880
Deed Book / Page	566 / 1534
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	150 THISTLE LN, BEECH MOUNTAIN, NC 28604-8763
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004455
Date	Aug 03, 2022
Book Page	580/550
Instrument	2022004455

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	150 THISTLE LN, BEECH MOUNTAIN, NC 28604-8763
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000948
Date	Feb 11, 2022
Book Page	573/774
Instrument	2022000948

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 24, 2021
Property Address	150 THISTLE LN, BEECH MOUNTAIN, NC 28604-8763
Document Number	2021005880
Book / Page	566 / 1534
Map Reference	MAP 994167
Instrument Date	Sep 14, 2021
Instrument	2021005880
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5404 S CRESCENT DR, 5404, TAMPA, FL 33611-4128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0005661537
Date	Sep 24, 2021
Instrument	566/1537

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jun 02, 2020
Property Address	150 THISTLE LN, BEECH MOUNTAIN, NC 28604-8763
Document Number	0005432306
Book / Page	000543 / 002306
Instrument Date	May 22, 2020
Instrument	2473
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3255 S MACDILL AVE PALMA CEIA FL 33629, PALMA CEIA, FL 33629

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+18.46%)	$893,700 (+18.47%) Land $175,000 Building $718,700	$893,700 (+18.47%) Land $175,000 Building $718,700
2024	$3,017.00
2023	$3,017.00	$754,400 (-) Land $175,000 Building $579,400	$754,400 (-) Land $175,000 Building $579,400
2022	$3,017.00	$754,400 Land $175,000 Building $579,400	$754,400 Land $175,000 Building $579,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Nearby Flood Policies	47 units insured 4 under condo master policies
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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