150 Swan River Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 150 Swan River Rd, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,300 sqft · built 2006
Lot Size	10.3 acres (449,539 sqft)
Owner	Company Name on Record
Tax Bill	$5,320 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0740595`

Property Details

APN / Parcel Number

Primary APN	`R0740595`
Alternative APNs	`07-3836-20-1-01-02-0000` `0000002431`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	500 sqft
2nd Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	449,539 sqft (10.3 acres)
Garage Area	4,500 sqft
Parking Spaces	15 Parking Spaces
Porch	Open Porch
Porch Area	512 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002431
Street Address	150 SWAN RIVER RD
City	BIGFORK
State	MT
Zip	59911-6359
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S20, T27 N, R19 W, 10838-B, PARCEL N/A, TR 3AHAA IN NE4NE4
Legal Range	19W
Legal Township	27N
Legal Section	20
Legal Quarter	NE
Legal Subdivision	CERTIFICATE/SURV #10838
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2000
Census Tract	1303

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Dec 27, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 8, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage RED ROCK HOME LOANS INC
Jan 15, 2020	Intrafamily Transfer, Transfer
May 2, 2019	Warranty Deed, Transfer · ARM USAA FSB

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 2, 2019
Deed Sale	May 2, 2019
Prior Sale	Feb 8, 2021
Deed Document Number	201900008217
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359

Mortgage

Document Number	202500025437
Date	Nov 24, 2025
Instrument	202500025437

Lender

Name	FREEDOM BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900033874
Date	Dec 27, 2019
Instrument	201900033874

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Margin	2

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 8, 2021
Property Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Document Number	202100004583
Instrument Date	Sep 10, 2020
Instrument	202100004583
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 8, 2021
Property Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Document Number	202100004581
Instrument Date	Sep 10, 2020
Instrument	202100004581
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359

Mortgage

Document Number	202100004582
Date	Feb 8, 2021
Instrument	202100004582

Lender

Name	RED ROCK HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 15, 2020
Property Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Document Number	202000001187
Instrument Date	Nov 15, 2019
Instrument	202000001187
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 2, 2019
Property Address	150 SWAN RIVER RD, BIGFORK, MT 59911-6359
Document Number	201900008217
Map Reference	MAP 10838
Instrument Date	Apr 30, 2019
Instrument	201900008217
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5323 354TH ST E, EATONVILLE, WA 98328-9797

Mortgage

Document Number	201900008218
Date	May 2, 2019
Instrument	201900008218

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,320.00	$854,100	$854,100 Land $242,140 Building $611,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

May also be available: Spectrum.

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