150 Springdale Dr, Spindale, NC 28160 Property Records

Rutherford County property record for 150 Springdale Dr, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2018)
Tax Bill	$730 (2022)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0422772`

Property Details

APN / Parcel Number

Primary APN	`0422772`
Alternative APNs	`422772` `8097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,062 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	8097
Old Parcel Number	0422772
Street Address	150 SPRINGDALE DR
City	SPINDALE
State	NC
Zip	28160-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GPIN:1630195147080000; RES. SRINGDALE DR.
Legal Subdivision	SPRINGDALE
Legal Block	1
Legal Lot Number	86
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3018
Census Tract	960600

Owner

150 Springdale Dr is owned and occupied by an individual who bought it in August 2018.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	150 SPRINGDALE DR, SPINDALE, NC 28160-2047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 31, 2019	Loan Modification, Mortgage · Conventional Mortgage MR COOPER
Aug 31, 2018	Warranty Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Apr 1, 2009 · Amount on File
Deed Document Number	0020154225
Deed Book / Page	2015 / 4225
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	150 SPRINGDALE DR, SPINDALE, NC 28160-2047
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SPRINGDALE DR, SPINDALE, NC 28160-2047

Mortgage

Document Number	0020560001
Date	Jan 10, 2022
Book Page	2056/1

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Sep 1, 2048

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD NC
Property Address	150 SPRINGDALE DR, SPINDALE, NC 28160-2047
Document Number	0020272783
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SPRINGDALE DR SPINDALE NC 281602047, SPINDALE, NC 28160-2047

Mortgage

Document Number	0020272783
Date	Nov 6, 2019
Book Page	002027/002783

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Interest

Rate	4.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 31, 2018
Property Address	150 SPRINGDALE DR, SPINDALE, NC 28160-2047
Document Number	0020154225
Book / Page	002015 / 004225
Instrument Date	Aug 30, 2018
Instrument	2170
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SPRINGDALE DR SPINDALE NC 281602047, SPINDALE, NC 28160-2047

Mortgage

Document Number	20154228
Date	Aug 31, 2018
Book Page	002015/004228
Instrument	2171

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$152,600 Land $10,000 Building $142,600	$152,600 Land $10,000 Building $142,600
2022	$730.00
2021	$730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Springdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Springdale Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: Verizon.

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