150 Skaggs Ln, Upton, KY 42784 Property Records

Hardin County property record for 150 Skaggs Ln, Upton, KY 42784

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1 ba · 1,294 sqft · built 1946
Lot Size	38.7 acres (1,687,297 sqft)
Owner	Individual Name on Record
Tax Bill	$416 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`178-00-00-002`

Property Details

APN / Parcel Number

Primary APN	`178-00-00-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,294 sqft Living Area
Basement Area	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Lot Area	1,687,297 sqft (38.7 acres)

Location & Zoning

Street Address	150 SKAGGS LN
City	UPTON
State	KY
Zip	42784-9433
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Subdivision	ARCHIE ESTATES SUB
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3022
Census Tract	1602

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 OLD SONORA RD, SONORA, KY 42776-9715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage WEST POINT BANK
Mar 26, 2024	Deed of Trust, Mortgage WEST POINT BANK
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Sep 11, 2023	Deed of Trust, Mortgage · Closed-End Mortgage WEST POINT BANK
Feb 8, 2022	Deed of Trust, Mortgage WEST POINT BANK
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 21, 2021	Deed of Trust, Mortgage WEST POINT BANK
May 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK
Mar 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK
Jul 23, 2018	Deed, Transfer
Jan 17, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2018
Transfer Doc	1467/800
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	02593/1578
Date	Dec 16, 2025
Book Page	2593/1578

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	02513/1532
Date	Mar 26, 2024
Book Page	2513/1532

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2025

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	0002506/30
Date	Dec 29, 2023
Book Page	2506/30

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 28, 2024

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, COLLIER TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	002495/813
Date	Sep 11, 2023
Book Page	2495/813

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	002426/631
Date	Feb 8, 2022
Book Page	2426/631

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	02423/1545
Date	Jan 21, 2022
Book Page	2423/1545

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 12, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	2369/1310
Date	Mar 23, 2021
Book Page	2369/1310

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 20, 2022

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Mortgage

Document Number	2357/1315
Date	Jan 21, 2021
Book Page	2357/1315

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Jun 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2267/627
Date	May 14, 2019
Book Page	2267/627
Instrument	20190-00005672

Lender

Name	WEST POINT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2020

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Transaction Type	Mortgage
Record Updated	Apr 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2260/1195
Date	Mar 11, 2019
Book Page	2260/1195
Instrument	20190-00002662

Lender

Name	WEST POINT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 23, 2018
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Document Number	1459/1450
Book / Page	1459 / 1450
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, UPTON, KY 42276

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN KY
Recording Date	Jan 17, 2019
Property Address	150 SKAGGS LN, UPTON, KY 42784-9433
Document Number	1467/800
Book / Page	1467 / 800
Instrument Date	Jan 9, 2018
Instrument	20190-00000706
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 OLD SONORA RD, SONORA, KY 42776-9715

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (+12.13%)	$31,500 (-) Land $31,500	$31,500 (-) Land $31,500
2023		$31,500 Land $31,500	$31,500 Land $31,500
2021	$371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: AT&T, T-Mobile, Telecast Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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