150 SE Four Winds Dr, Apt B302, Stuart, FL 34996 Property Records

Martin County property record for 150 SE Four Winds Dr, Apt B302, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,350 sqft · built 1981
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2025)
Tax Bill	$5,653 (2025)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Feb 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-020-002-0302.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-020-002-0302.0-0-0000`
Alternative APNs	`03-38-41-020-002-03020-0` `20706`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	80 Units
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20706
Street Address	150 SE FOUR WINDS DR, B302
City	STUART
State	FL
Zip	34996-1804
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FOUR WINDS ON THE RIVER CONDO BLDG B UNIT 302
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	FOUR WINDS ON THE RIVER CONDO
Legal Block	2
Legal Lot Number	302
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

150 SE Four Winds Dr, Apt B302 is owned by an individual who bought it in March 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	57 S MAIN ST, NEPTUNE, NJ 07753-5032
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Reverse Mortgage MIDFLORIDA CU
Feb 3, 2025	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 14, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 13, 2022	Warranty Deed, Transfer · Balloon Mortgage THOMAS LAURO ETUX
Mar 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Oct 13, 2022 · Amount on File
Deed Document Number	20253118287
Deed Book / Page	3488 / 85
Prior Transfer Date	Jan 11, 2023
Prior Transfer Doc	0033580096
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	150 SE FOUR WINDS DR APT 302B, 302B, STUART, FL 34996-1804
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034302817
Date	Apr 12, 2024
Book Page	3430/2817
Instrument	3067129

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	PO BOX 8008, LAKELAND, FL 33802

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2044

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	150 SE FOUR WINDS DR APT 302B, 302B, STUART, FL 34996-1804
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034802709
Date	Feb 3, 2025
Book Page	3480/2709
Instrument	3111732

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 14, 2025
Property Address	150 SE FOUR WINDS DR APT 302B, 302B, STUART, FL 34996-1804
Document Number	0034880085
Book / Page	3488 / 85
Map Reference	MB 535 PG 1101
Instrument Date	Mar 11, 2025
Instrument	3118287
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 DOCKSIDE CT, MORICHES, NY 11955-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 MAIN AVE APT 9, 9, OCEAN GROVE, NJ 07756-1576

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 6, 2023
Property Address	150 SE FOUR WINDS DR APT 302B, 302B, STUART, FL 34996-1804
Document Number	0033580096
Book / Page	3358 / 96
Map Reference	MB 535 PG 1101
Instrument Date	Jan 11, 2023
Instrument	3000704
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 SE FOUR WINDS DR APT 302, 302, STUART, FL 34996-1804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 SE FOUR WINDS DR APT 302, 302, STUART, FL 34996-1804

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 13, 2022
Property Address	150 SE FOUR WINDS DR APT 302B, 302B, STUART, FL 34996-1804
Document Number	0033402891
Book / Page	3340 / 2891
Map Reference	MB 535 PG 1101
Instrument Date	Oct 13, 2022
Instrument	2984923
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19026 SW POSITANO WAY, PORT SAINT LUCIE, FL 34986-2882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SE FOUR WINDS DR APT 302, 302, STUART, FL 34996-1804

Mortgage

Document Number	0033402894
Date	Oct 13, 2022
Instrument	3340/2894

Lender

Name	THOMAS LAURO ETUX
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 13, 2027

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	150 SE FOUR WINDS DR APT B302, B302, STUART, FL 34996-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030441177
Date	Mar 1, 2019
Book Page	3044/1177
Instrument	2741638

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 150 SE Four Winds Dr, Apt B302 was $5,653, down 11.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,653.00 (-11.09%)	$313,800 Building $313,800	$313,800 Building $313,800
2024	$6,358.00 (+8.83%)
2023	$5,842.00 (+282.33%)	$309,960 (+165.08%) Building $309,960	$309,960 (+40.56%) Building $309,960
2022	$1,528.00 Homeowner's exemption	$116,931	$220,520 Building $220,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 150 SE Four Winds Dr, Apt B302 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 SE Four Winds Dr, Apt B302 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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