150 SE Four Winds Dr, Apt B104, Stuart, FL 34996 Property Records

Martin County property record for 150 SE Four Winds Dr, Apt B104, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,359 sqft · built 1981
Owner	Trust Name on File
Last Sale	$68,000 (Apr 1994)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-020-002-0104.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-020-002-0104.0-0-0000`
Alternative APNs	`03-38-41-020-002-01040-0` `20689`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	80 Units
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20689
Street Address	150 SE FOUR WINDS DR, B104
City	STUART
State	FL
Zip	34996-1352
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FOUR WINDS ON THE RIVER CONDO BLDG B UNIT 104
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	FOUR WINDS ON THE RIVER CONDO
Legal Block	2
Legal Lot Number	104
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

150 SE Four Winds Dr, Apt B104 is held in a trust since November 2016.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	40 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 1994 · Amount on File
Deed Sale	Apr 5, 1994 · Amount on File
Prior Sale	May 21, 1991 · Amount on File
Deed Book / Page	1064 / 1456
Last Transfer Date	Nov 17, 2016
Transfer Doc	0029082685
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	150 SE FOUR WINDS DR APT 104B, 104B, STUART, FL 34996-1352
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SE RIVER LIGHTS CT, STUART, FL 34996-1803

Mortgage

Document Number	0034402296
Date	Jun 5, 2024
Book Page	3440/2296
Instrument	3075663

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 3, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 23, 2017
Property Address	150 SE FOUR WINDS DR APT B104, B104, STUART, FL 34996-1352
Document Number	0029082685
Book / Page	002908 / 002685
Instrument Date	Nov 17, 2016
Instrument	2621305
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	150 SE FOUR WINDS DR STUART FL 349961377, STUART, FL 34996-1377

Tax Assessment & Valuation

The 2025 property tax bill for 150 SE Four Winds Dr, Apt B104 was $4,230, down 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,230.00 (-0.42%)	$224,007	$254,130 Building $254,130
2024	$4,248.00 (+8.48%)
2023	$3,916.00 (+14.04%)	$185,130 (+1%)	$246,660 (+22.22%) Building $246,660
2022	$3,434.00	$168,300	$201,810 Building $201,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 SE Four Winds Dr, Apt B104 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 SE Four Winds Dr, Apt B104 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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