150 River Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 150 River Dr, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,017 sqft · built 1983
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$767,500 (Dec 2021)
Tax Bill	$8,766 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`29-38-10-GX-4-1`

Property Details

APN / Parcel Number

Primary APN	`29-38-10-GX-4-1`
Alternative APNs	`29-38-10-GX-00004.0-0001.00` `2953529`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,017 sqft Living Area
Gross Area	6,589 sqft
1st Floor Area	1,332 sqft
Upper Floors Area	168 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,095 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	668 sqft
Deck Area	78 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2953529
Street Address	150 RIVER DR
City	MELBOURNE BEACH
State	FL
Zip	32951-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	NEW MELBOURNE BEACH LOTS 1, 2, 20, 21 BLK 4 EXC ORB 5188 PG 152
Legal Range	38E
Legal Township	29S
Legal Section	10
Legal Subdivision	NEW MELBOURNE BEACH
Legal Block	4
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE SHORES-FLORIDANA BEACH
Census Block Group	1
Census Block	1009
Census Tract	66104

Owner

150 River Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 RIVER DR, MELBOURNE BEACH, FL 32951-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU
Dec 21, 2021	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	2021331641
Deed Book / Page	9364 / 256
Prior Transfer Date	Jun 1, 2001
Prior Transfer Doc	4352003583
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	150 RIVER DR, MELBOURNE BEACH, FL 32951-3201
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIVER DR, MELBOURNE BCH, FL 32951-3201

Mortgage

Document Number	0097640921
Date	Apr 17, 2023
Book Page	9764/921
Instrument	2023075341

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 21, 2021
Property Address	150 RIVER DR, MELBOURNE BEACH, FL 32951-3201
Document Number	0093640256
Book / Page	9364 / 256
Map Reference	MB 3 PG 36
Instrument Date	Dec 17, 2021
Instrument	2021331641
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,372.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3330 TIMBERVIEW RD, 3330, DALLAS, TX 75229-5930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIVER DR, MELBOURNE BEACH, FL 32951-3201

Mortgage

Document Number	0009364257
Date	Dec 21, 2021
Instrument	9364/257

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 24, 2021
Property Address	150 RIVER DR, MELBOURNE BEACH, FL 32951-3201
Document Number	0090611193
Book / Page	9061 / 1193
Map Reference	MB 3 PG 36
Instrument Date	Mar 23, 2021
Instrument	2021073975
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 HERON DR, 205, MELBOURNE BEACH, FL 32951-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIVER DR, MELBOURNE BEACH, FL 32951-3201

Mortgage

Document Number	90611196
Date	Mar 24, 2021
Instrument	9061/1196

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 150 River Dr was $8,766 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$853,190 (+25.54%)	$858,540 (+25.45%)
2025	$8,766.00 Homeowner's exemption	$679,600	$684,390 Land $234,000 Building $450,390
2023	$8,173.00 (+7.17%) Homeowner's exemption	$641,220 (+3%)	$669,870 (+7.6%) Land $234,000 Building $435,870
2022	$7,626.00 Homeowner's exemption	$622,550 Land $210,000 Building $412,550	$622,550 Land $210,000 Building $412,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 River Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 196 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	229 units insured incl. 33 condo units
Nearby Flood Claims	54 (1979–2022)
Claims Outside the SFHA	24 of 54
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Frances, Sep 2004 · 15 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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