150 Ridge Rd, Cimarron, CO 81220 Property Records

Gunnison County property record for 150 Ridge Rd, Cimarron, CO 81220

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,180 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (Oct 1998)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R016366`

Property Details

APN / Parcel Number

Primary APN	`R016366`
Alternative APN	`398536002064`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,180 sqft Living Area
Basement Area	1,001 sqft
Finished Basement	1,001 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R016366
Street Address	150 RIDGE RD
City	CIMARRON
State	CO
Zip	81220-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, BLOCK 1, ARROWHEAD SUBDIVISION, FILING NO. 3
Legal Subdivision	ARROWHEAD FILING 3
Legal Block	1
Legal Lot Number	20
Jurisdiction	GUNNISON CO
Township / Civil Division	SAPINERO
Census Block Group	2
Census Block	2144
Census Tract	963900

Owner

150 Ridge Rd is owned and occupied by two individuals who bought it in October 1998.

Source: Gunnison County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	150 RIDGE RD, CIMARRON, CO 81220-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1998 · Amount on File
Deed Sale	Oct 1, 1998 · Amount on File
Prior Sale	Oct 1, 1995 · Amount on File
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	150 RIDGE RD, CIMARRON, CO 81220-9523
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIDGE RD, CIMARRON, CO 81220-9523

Mortgage

Document Number	0000706413
Date	Dec 29, 2025
Instrument	706413

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	8023 E 63RD PL STE 700, TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	972 Months
Due	Dec 19, 2106

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	150 RIDGE RD, CIMARRON, CO 81220-9523
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000650443
Date	Nov 27, 2017
Instrument	0650443

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	150 RIDGE RD, CIMARRON, CO 81220-9523
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000665088
Date	Feb 10, 2020
Instrument	665088

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 150 Ridge Rd was $4,549, up 10.6% from the year before.

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+10.6%)	$89,560 (-3.75%) Land $9,190 Building $80,370	$1,432,900 Land $147,000 Building $1,285,900
2024	$4,113.00 (+3.99%)	$93,050 (+12.57%) Land $8,410 Building $84,640
2023	$3,955.00 (+68.44%)	$82,660 (+79.97%) Land $7,470 Building $75,190	$1,388,790 (+82.53%) Land $125,500 Building $1,263,290
2022	$2,348.00	$45,930 Land $4,990 Building $40,940	$760,860 Land $82,640 Building $678,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Ridge Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nucla-Naturita Telephone Company DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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