150 Ridge Lake Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 150 Ridge Lake Rd, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,844 sqft · built 2003
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2022)
Tax Bill	$7,991 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8443-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8443-0`
Alternative APNs	`06-3N-23-0000-0019-0000` `23N306000000190000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,844 sqft Living Area
Gross Area	5,408 sqft
1st Floor Area	2,213 sqft
Basement Area	1,631 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	192,971 sqft (4.43 acres)
Garage Type	Attached
Garage Area	611 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	953 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	150 RIDGE LAKE RD
City	CRESTVIEW
State	FL
Zip	32536-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR SE1/4 E805.26 FT N223.08 FT N29 DEG W 142 FT N 113 FT TO POB N 472 FT E 387 FT S407 FT E 159 FT S66 FT W545 FT TO POB
Legal Range	23W
Legal Township	03N
Legal Section	06
Legal Block	19
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	6
Census Block	6018
Census Tract	20500

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2017	Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	20223532300
Deed Book / Page	3608 / 2805
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 7, 2022
Property Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515
Document Number	0036082805
Book / Page	3608 / 2805
Instrument Date	Mar 4, 2022
Instrument	3532300
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6735 CHESTNUT OAK LN, 6735, WARRENTON, VA 20187-2538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515

Mortgage

Document Number	0036082807
Date	Mar 7, 2022
Instrument	3608/2807

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515

Mortgage

Document Number	0035352998
Date	Mar 29, 2021
Book Page	3535/2998
Instrument	3441950

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034681522
Date	Jun 11, 2020
Book Page	3468/1522
Instrument	3364959

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034241168
Date	Oct 16, 2019
Book Page	3424/1168
Instrument	3311836

Lender

Name	FREEDOM MORTGAGE CORP
Type	Private Party
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 9, 2017
Property Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515
Document Number	0033122607
Book / Page	3312 / 2607
Instrument Date	Aug 7, 2017
Instrument	3152792
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 FINCK RD, 1107, NICEVILLE, FL 32578-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RIDGE LAKE RD, CRESTVIEW, FL 32536-1515

Mortgage

Document Number	0003152793
Date	Aug 9, 2017
Instrument	3152793

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,991.00 (-7.71%) Homeowner's exemption	$545,399 (-5.44%)	$547,712 (-5.04%) Land $57,224 Building $490,488
2023	$8,659.00 Homeowner's exemption	$576,783 (+41.7%) Land $48,618 Building $528,165	$576,783 (+9%) Land $48,618 Building $528,165
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$407,039	$529,152 Land $45,437 Building $483,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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