150 Reflections Dr, Apt 25, San Ramon, CA 94583 Property Records

Contra Costa County property record for 150 Reflections Dr, Apt 25, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 749 sqft · built 1988
Lot Size	0.016 acres (711 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Aug 2009)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`213-771-109-5`

Property Details

APN / Parcel Number

Primary APN	`213-771-109-5`
Alternative APN	`213-771-109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	749 sqft Living Area
1st Floor Area	749 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	711 sqft (0.016 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	150 REFLECTIONS DR, 25
City	SAN RAMON
State	CA
Zip	94583-4728
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L1 B16 U25
Legal Subdivision	SUBDIVISION 6780 BLDG 16
Legal Tract	6780
Legal Block	16
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 CORALFLOWER LN, SAN RAMON, CA 94582-5529
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2022	Intrafamily Transfer, Transfer
May 12, 2022	Intrafamily Transfer, Transfer
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2009 · Amount on Record
Deed Sale	Aug 26, 2009 · Amount on Record
Prior Sale	Jul 26, 2006 · Amount on Record
Deed Document Number	2009205342
Last Transfer Date	Jun 10, 2022
Transfer Doc	0000099923
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048210
Date	Apr 9, 2019
Instrument	2019-048210

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CORALFLOWER LN, SAN RAMON, CA 94582-5529

Mortgage

Document Number	0000339054
Date	Dec 15, 2021
Instrument	2021-339054

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2049

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 16, 2022
Property Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728
Document Number	0000099923
Map Reference	MB 326 PG 1
Instrument Date	Jun 10, 2022
Instrument	2022-099923
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	111 CORALFLOWER LN, SAN RAMON, CA 94582-5529

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 12, 2022
Property Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728
Document Number	0000082115
Map Reference	MB 326 PG 1
Instrument Date	May 12, 2022
Instrument	2022-082115
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	111 CORALFLOWER LN, SAN RAMON, CA 94582-5529

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728
Document Number	0000166252
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 REFLECTIONS DR #25 SAN RAMON CA 945834728, 25, SAN RAMON, CA 94583-4728

Mortgage

Document Number	0000166252
Date	Sep 12, 2017
Instrument	166252

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 23, 2017
Property Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728
Document Number	0000013151
Map Reference	MB326 PG1
Instrument Date	Jan 12, 2017
Instrument	2017-013151
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 REFLECTIONS DR APT 25, 25, SAN RAMON, CA 94583-4728

Mortgage

Document Number	0000013152
Date	Jan 23, 2017
Instrument	2017-013152

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,644 (+2%) Land $154,039 Building $135,605
2025	$3,978.00 (+2.95%)	$283,966 (+4.04%) Land $151,019 Building $132,947
2023	$3,864.00 (-0.23%)	$272,941 Land $145,155 Building $127,786
2022	$3,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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