150 Prospect St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 150 Prospect St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1956
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$15,500 (Mar 1969)
Tax Bill	$4,504 (2026)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:15A-11950 B:65 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-11950 B:65 L:0`
Alternative APNs	`LUDL M:15A B:11950 P:65` `6908`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,798 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6908
Street Address	150 PROSPECT ST
City	LUDLOW
State	MA
Zip	01056-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	11950
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1030
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 PROSPECT ST, LUDLOW, MA 01056-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Quit Claim Deed, Transfer MISC COMPANY
Jul 13, 2023	Quit Claim Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 1969 · Amount on File
Deed Sale	Mar 14, 1969 · Amount on File
Deed Book / Page	3407 / 356
Last Transfer Date	Jul 11, 2023
Transfer Doc	025076-190
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 13, 2023
Property Address	150 PROSPECT ST, LUDLOW, MA 01056-2828
Document Number	025076-533
Book / Page	25076 / 533
Instrument Date	Jul 13, 2023
Instrument	32071
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	194 JERAD DR, LUDLOW, MA 01056-1741

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 13, 2023
Property Address	150 PROSPECT ST, LUDLOW, MA 01056-2828
Document Number	025076-190
Book / Page	25076 / 190
Instrument Date	Jul 11, 2023
Instrument	32002
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 PROSPECT ST, LUDLOW, MA 01056-2828

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,504.00 (+2.04%)	$281,300 (+10.57%) Land $77,600 Building $203,700	$284,244 (-19.87%)
2025	$4,414.00 (+3.96%)	$254,400 (+8.39%) Land $70,600 Building $183,800	$354,730 (+2.5%)
2024	$4,246.00 (+4.17%)	$234,700 (+12.35%) Land $70,500 Building $164,200	$346,085
2023	$4,076.00	$208,900 Land $61,900 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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