150 N Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 150 N Ocean Ave, Cayucos, CA 93430

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,082 sqft · built 1907
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Last Sale	$1,893,000 (Jan 2020)
Tax Bill	$22,229 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Apr 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-113-016`

Property Details

APN / Parcel Number

Primary APN	`064-113-016`

Interior

Stories	2 Stories
Building Area	10,082 sqft Gross Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	150 N OCEAN AVE
City	CAYUCOS
State	CA
Zip	93430
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CR
Legal Description	TN CAY BL 11 LT 13 & PTN LT 14
Legal Subdivision	TOWN CAYUCOS
Legal Block	11
Legal Lot Number	13,14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1033
Census Tract	10504

Owner

150 N Ocean Ave, a commercial property, is held in a trust since January 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	31779 MILL DR, SPRINGVILLE, CA 93265-9427
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Grant Deed, Transfer · Conventional Mortgage BY-PASS DANA B S TRUST (PT)
Apr 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Deed Document Number	20202124
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	0000016626
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 15, 2020
Property Address	150 N OCEAN AVE, CAYUCOS, CA 93430
Document Number	0000002124
Instrument Date	Nov 21, 2019
Instrument	2124
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.30
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 809 SKYFOREST CA 923850809, SKYFOREST, CA 92385-0809

Mortgage

Document Number	2125
Date	Jan 15, 2020
Instrument	2125

Lender

Name	BY-PASS DANA B S TRUST (PT)
Address	3510 STUDIO DR, CAYUCOS, CA 93430-1944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 17, 2017
Property Address	150 N OCEAN AVE, CAYUCOS, CA 93430
Document Number	0000016626
Instrument Date	Apr 11, 2017
Instrument	16626
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3510 STUDIO DR CAYUCOS CA 934301944, CAYUCOS, CA 93430-1944

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 13, 2017
Property Address	150 N OCEAN AVE, CAYUCOS, CA 93430
Document Number	0000011214
Instrument Date	Mar 6, 2017
Instrument	11214
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3510 STUDIO DR CAYUCOS CA 934301944, CAYUCOS, CA 93430-1944

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 13, 2017
Property Address	150 N OCEAN AVE, CAYUCOS, CA 93430
Document Number	0000011213
Instrument Date	Mar 6, 2017
Instrument	11213
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 N OCEAN AVE CAYUCOS CA 934301602, CAYUCOS, CA 93430-1602

Tax Assessment & Valuation

The 2025 property tax bill for 150 N Ocean Ave was $22,229.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,111,673 (+2%) Land $892,413 Building $1,219,260
2025	$22,229.00	$2,070,268 Land $874,915 Building $1,195,353
2023	$21,785.00 (+1.76%)	$1,989,879 Land $840,942 Building $1,148,937
2022	$21,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 150 N Ocean Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 N Ocean Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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