150 Mountain Top Rd, Durango, CO 81303 Property Records

La Plata County property record for 150 Mountain Top Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,200 sqft · built 1972
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$977,000 (May 2023)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661-344-05-064`

Property Details

APN / Parcel Number

Primary APN	`5661-344-05-064`
Alternative APN	`R000327`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,264 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	1,144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R000327
Street Address	150 MOUNTAIN TOP RD
City	DURANGO
State	CO
Zip	81303-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAIN TOP HOMES BLOCK: 0 LOT: 8 MOUNTAIN TOP HOMES SUB 150 MOUNTAIN TOP RD DURANGO 81303
Legal Subdivision	MOUNTAIN TOP HOMES
Legal Block	3
Legal Lot Number	8
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

150 Mountain Top Rd is owned and occupied by two individuals who bought it in May 2023.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	150 MOUNTAIN TOP RD, DURANGO, CO 81303-7644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Apr 28, 2021 · Amount on File
Deed Document Number	20231222021
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0000021711
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 22, 2023
Property Address	150 MOUNTAIN TOP RD, DURANGO, CO 81303-7644
Document Number	0001222021
Map Reference	DOC 374157
Instrument Date	May 19, 2023
Instrument	1222021
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 MOUNTAIN TOP RD, DURANGO, CO 81303-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 MOUNTAIN TOP RD, DURANGO, CO 81303-7644

Mortgage

Document Number	0001222022
Date	May 22, 2023
Instrument	1222022

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 28, 2021
Property Address	150 MOUNTAIN TOP RD, DURANGO, CO 81303-7644
Document Number	0001191350
Map Reference	DOC 374157
Instrument Date	Apr 26, 2021
Instrument	1191350
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 MOUNTAIN TOP RD, 150, DURANGO, CO 81303-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 MOUNTAIN TOP RD, DURANGO, CO 81303-7644

Mortgage

Document Number	0001191351
Date	Apr 28, 2021
Instrument	1191351

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 150 Mountain Top Rd was $3,072.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,160 (+0.3%) Land $11,310 Building $44,850	$895,850 (-) Land $180,380 Building $715,470
2025	$3,072.00	$55,990 Land $11,270 Building $44,720	$895,850 Land $180,380 Building $715,470
2023	$1,925.00 (+52.54%)	$45,850 (+54.17%) Land $9,070 Building $36,780	$684,340 (+59.93%) Land $135,370 Building $548,970
2022	$1,262.00	$29,740 Land $7,790 Building $21,950	$427,890 Land $112,130 Building $315,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 150 Mountain Top Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Mountain Top Rd is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: AlignTec, FastTrack Communications, Verizon.

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