150 Lutes Rd, Paducah, KY 42001 Property Records

McCracken County property record for 150 Lutes Rd, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 1974
Lot Size	0.045 acres (1,954 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Oct 2025)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-20-04-002`

Property Details

APN / Parcel Number

Primary APN	`088-20-04-002`
Alternative APN	`130104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,954 sqft (0.045 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	130104
Street Address	150 LUTES RD
City	PADUCAH
State	KY
Zip	42001-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-27E-25 95X197X106X150 150 LUTES RD L2
Legal Subdivision	LAUREL HEIGHTS
Legal Lot Number	2
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2017
Census Tract	31302

Owner

150 Lutes Rd is owned and occupied by two individuals who bought it in October 2025.

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 LUTES RD, PADUCAH, KY 42001-5910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer
Oct 31, 2025	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	2025727386
Deed Book / Page	1531 / 809
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCCRACKEN KY
Recording Date	Dec 30, 2025
Property Address	150 LUTES RD, PADUCAH, KY 42001-5910
Document Number	0D1534/797
Book / Page	D1534 / 797
Map Reference	SEC L PG 1693
Instrument Date	Dec 30, 2025
Instrument	730844
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4115 LOVELACEVILLE RD, PADUCAH, KY 42001-6025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 LOVELACEVILLE RD, PADUCAH, KY 42001-6025

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Oct 31, 2025
Property Address	150 LUTES RD, PADUCAH, KY 42001-5910
Document Number	0D1531/809
Book / Page	D1531 / 809
Map Reference	MB H PG 52
Instrument Date	Oct 30, 2025
Instrument	727386
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 GATEWOOD DR, PADUCAH, KY 42001-6031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	150 LUTES RD, PADUCAH, KY 42001-5910

Mortgage

Document Number	0000727387
Date	Oct 31, 2025
Instrument	727387

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 150 Lutes Rd was $1,471.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,000 (+78%)	$267,000 (+78%)
2025	$1,471.00	$150,000	$150,000
2023	$1,444.00 (-0.82%)	$150,000 (-)	$150,000 (-)
2022	$1,456.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Lutes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Lutes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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